Atlantic Union Bankshares Corporation

AUBNYSEFinancial Services● Active

$37.96

+$0.20(+0.53%)

Market Cap$5.4B

P/E Ratio—

52W High$42.18

52W Low$29.44

Avg Volume1.0M

Open$37.92

Beta0.80

Free Cash Flow Financials Revenue

Atlantic Union Bankshares Corporation (AUB) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

AUB · free cash flow · updated Jun 8, 2026

Core FCF metrics

AUB · FCF · TTM · margin & CAGR

Free cash flow was $85.4M for FY2025 (fiscal year ending 2025-12-31), down 71.6% year-over-year The FCF margin was 5.0%. Five-year CAGR stands at -15.8%.

FY2025 Free Cash Flow$85.4M▼ -71.6% YoY

Trailing 12M (TTM)$2.28Btrailing 4 quarters sum

FCF Margin5.0%$85.4M ÷ revenue

3-Year CAGR-41.0%FY2022 → FY2025

5-Year CAGR-15.8%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

AUB · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$97.8M(12M)$85.4M▼ 71.6%5.0%

FY2024$308.5M(7M)$301.1M▲ +10.3%22.4%

FY2023$278.0M(5M)$272.9M▼ 34.5%26.1%

FY2022$419.7M(3M)$416.8M▲ +26.9%53.5%

FY2021$337.8M(9M)$328.4M▲ +62.3%46.2%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

AUB · P/FCF · FCF yield · FCF per share

Atlantic Union Bankshares Corporation (AUB) trades at a FCF yield of 41.95% and a price-to-free-cash-flow ratio of 2.1x. FCF per share stands at $17.70, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

41.95%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$17.70

TTM FCF ÷ Shares Outstanding

Price / FCF

x2.1

Share Price ÷ FCF per Share

EV / FCF (TTM)

x2.8

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

AUB · cash flow statement · operating / investing / financing

For FY2025, Atlantic Union Bankshares Corporation generated $97.8M in operating cash flow and spent 12M in capital expenditures, yielding $85.4M in free cash flow.

Operating Activities

+$97.8M

Cash from core business operations

2025-12-31

Investing Activities

−$268.2M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$169.6M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($97.8M) − |CapEx| (12M) = FCF ($85.4M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

AUB vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Atlantic Union Bankshares CorporationYOU

AUB

$85.4M-71.6%4.9%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Atlantic Union Bankshares Corporation (AUB) reported free cash flow of $85.4M for FY2025 (fiscal year ending 2025-12-31), down 71.6% year-over-year. The FCF margin was 5.0%.

Based on available data, Atlantic Union Bankshares Corporation has maintained positive free cash flow for at least 14 fiscal year(s). FCF peaked at $416.8M in FY2022. The 5-year CAGR stands at -15.8%.

Atlantic Union Bankshares Corporation's FCF yield is 41.95% and price-to-FCF ratio is 2.1x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

AUB free cash flow · 8 questions

Atlantic Union Bankshares Corporation free cash flow was $85.4M for FY2025, down 71.6% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $2.28B.

AUB free cash flowAUB FCFAUB FCF 2025AUB free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Atlantic Union Bankshares Corporation · Atlantic Union Bankshares Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026