Companies: 10,795·Total market cap: $144.5T
Banc of California, Inc.

Banc of California, Inc.

BANCNYSEFinancial Services● Active
$19.33
+$0.06(+0.29%)
Market Cap$3.0B
P/E Ratio—
52W High$21.61
52W Low$13.24
Cash on HandFinancialsRevenue

Banc of California, Inc. (BANC) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

BANC · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$7.23B▲ +52.3% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$2.31B
cashAndCashEquivalents
Short-Term Investments
$4.92B
shortTermInvestments
YoY Change vs Prior Year
+52.3%
vs prior fiscal year
Latest Quarter
$253.9M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$7.23BCash on Hand
Total Debt$3.02BTotal Debt
Net Cash / Net Debt+$4.21BNet Cash Position
Cash vs Debt Ratio
Cash 71%Debt 29%

Banc of California, Inc. has a net cash position of $4.21B, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$7.23B − $3.02B = +$4.21B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
BANC annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$7.23B+52.3%
Dec 31, 2024$4.75B-38.5%
Dec 31, 2023$7.72B+9.0%
Dec 31, 2022$7.08B+358.8%
Dec 31, 2021$1.54B+6.3%
BANC cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.7%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.3%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Banc of California, Inc.
Banc of California, Inc.YOU
BANC
$7.23B242.7%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Banc of California, Inc. (BANC) cash on hand as of December 31, 2025 is $7.23B, comprising $2.31B in cash and cash equivalents (CCE) plus $4.92B in short-term investments — reported as Banc of California, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Banc of California, Inc. cash reserves or cash position.

Banc of California, Inc. annual cash on hand history shows increased +52.3% in 2025: increased +52.3% in 2025. Banc of California, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Banc of California, Inc. carries total debt of $3.02B against cash of $7.23B, resulting in a net cash position of +$4.21B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

BANC cash on hand · 5 questions

As of December 31, 2025, Banc of California, Inc. (BANC) has $7.23B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $2.31B in cash and cash equivalents (CCE) plus $4.92B in short-term investments. Latest quarter (March 31, 2026): $253,920,000. Data sourced from the annual 10-K filing via FMP.

BANC cash on handBANC cash reservesBANC cash 2025how much cash does BANC have

▸ Source: FMP /balance-sheet-statement · US GAAP · Banc of California, Inc. · Banc of California, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025