Companies: 10,795·Total market cap: $144.5T
Southern California Bancorp

Southern California Bancorp

BCALNASDAQFinancial Services● Active
$19.39
+$0.13(+0.67%)
Market Cap$623675937
P/E Ratio
52W High$20.47
52W Low$14.07

Southern California Bancorp (BCAL) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

bcal · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for Southern California Bancorp (BCAL) measures how much investors pay for each dollar of the company's trailing earnings. BCAL's current PE ratio of 10.56x is calculated by dividing its stock price of $19.39 by its TTM earnings per share of $1.84. −60.7% discount vs 5Y avg 26.9x

10.56x
P/E Ratio (TTM)60.7%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E
11.61x
FY2026 est. EPS $1.67
Based on 2 analysts
EPS (TTM)
$1.84
TTM · diluted EPS
PEG Ratio
0.03
Below 1.0 · Growth adjusted
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Southern California Bancorp SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-08

PE Ratio History

2006 – 2025 · Annual
PE Ratio (TTM)
5Y Avg 26.9x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 15 fiscal years · Front-end computed
Average
20.4x
15-yr mean
Median
17.8x
15-yr midpoint
Minimum
5.4x
Lowest year
Maximum
73.8x
Highest year
10.6x ← Now
5.4x
Min
Q1 · 25%17.8x
Median
Q3 · 75%73.8x
Max
Historically Low

At 10.56x, BCAL's current P/E is lower than in 13% of its annual fiscal year readings over the past 15 years — historically low.

13th percentileHigher than 2 of 15 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Banks - Regional · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
Southern California Bancorp
Southern California BancorpYou
BCAL
$624M10.56x+4.1%$1.84
Customers Bancorp, Inc.
Customers Bancorp, Inc.
CUBI
$2.5B11.16x+10.0%$6.55
First Community Bankshares, Inc.
First Community Bankshares, Inc.
FCBC
$818M12.66x+24.8%$2.66
Great Southern Bancorp, Inc.
Great Southern Bancorp, Inc.
GSBC
$801M9.89x-2.5%$6.23
Independent Bank Corporation
Independent Bank Corporation
IBCP
$716M9.81x-3.3%$3.32
MetroCity Bankshares, Inc.
MetroCity Bankshares, Inc.
MCBS
$968M10.05x-0.9%$2.64
Orrstown Financial Services, Inc.
Orrstown Financial Services, Inc.
ORRF
$743M7.29x-28.1%$4.86
Industry Average
6 peers with valid PE
10.14xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 20 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2025-12-31Latest
FY2025
9.70x$1.93-86.9%
2024-12-31
FY2024
73.82x$0.22+504.2%
2023-12-31
FY2023
12.22x$1.42-34.4%
2022-12-31
FY2022
18.61x$0.90-7.7%
2021-12-31
FY2021
20.16x$0.74-21.2%
2020-12-31
FY2020
25.60x$0.50+60.9%
2019-12-31
FY2019
15.91x$0.80-10.6%
2018-12-31
FY2018
17.80x$0.74-7.8%
2017-12-31
FY2017
19.31x$0.76+16.2%
2016-12-31
FY2016
16.61x$0.69-10.4%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for Southern California Bancorp (BCAL) measures how much investors pay for each dollar of the company's trailing earnings. BCAL's current PE ratio of 10.56x is calculated by dividing its stock price of $19.39 by its TTM earnings per share of $1.84.

PE Ratio = Stock Price ÷ EPS (TTM)
= $19.39 ÷ $1.84 = 10.56x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

BCAL pe ratio · 6 questions

BCAL's current PE ratio is 10.56x as of 2026-06-08, based on a stock price of $19.39 and TTM EPS of $1.84. Data sourced from Financial Modeling Prep via BCAL's SEC 10-K and 10-Q filings.

BCAL PE ratioWhat is BCAL PE ratioCurrent PE ratio of BCALBCAL PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Southern California Bancorp SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08