Companies: 10,795·Total market cap: $144.5T
Bank of the James Financial Group, Inc.

Bank of the James Financial Group, Inc.

BOTJNASDAQFinancial Services● Active
$23.17
+$0.22(+0.96%)
Market Cap$105246425
P/E Ratio
52W High$29.79
52W Low$13

Bank of the James Financial Group, Inc. (BOTJ) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

botj · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for Bank of the James Financial Group, Inc. (BOTJ) measures how much investors pay for each dollar of the company's trailing earnings. BOTJ's current PE ratio of 9.61x is calculated by dividing its stock price of $23.16 by its TTM earnings per share of $2.41. +17.9% elevated vs 5Y avg 8.2x

9.61x
P/E Ratio (TTM)+17.9%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E
N/A
EPS (TTM)
$2.41
TTM · diluted EPS
PEG Ratio
0.15
Below 1.0 · Growth adjusted
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Bank of the James Financial Group, Inc. SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-08

PE Ratio History

2006 – 2025 · Annual
PE Ratio (TTM)
5Y Avg 8.2x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 19 fiscal years · Front-end computed
Average
17.6x
19-yr mean
Median
10.7x
19-yr midpoint
Minimum
6.2x
Lowest year
Maximum
100.4x
Highest year
9.6x ← Now
6.2x
Min
Q1 · 25%10.7x
Median
Q3 · 75%100.4x
Max
Within Historical Range

At 9.61x, BOTJ's current P/E is within its average historical range over the past 19 fiscal years.

26th percentileHigher than 5 of 19 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Banks - Regional · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
Bank of the James Financial Group, Inc.
Bank of the James Financial Group, Inc.You
BOTJ
$105M9.61x-26.6%$2.41
Auburn National Bancorporation, Inc.
Auburn National Bancorporation, Inc.
AUBN
$88M12.98x-0.9%$2.08
Pathward Financial, Inc.
Pathward Financial, Inc.
CASH
$1.7B9.32x-28.8%$7.94
Fifth District Savings Bank
Fifth District Savings Bank
FDSB
$80M18.88x+44.2%$0.79
First Northwest Bancorp
First Northwest Bancorp
FNWB
$100MN/A-$0.44
First US Bancshares, Inc.
First US Bancshares, Inc.
FUSB
$90M13.56x+3.6%$1.03
Home Federal Bancorp, Inc. of Louisiana
Home Federal Bancorp, Inc. of Louisiana
HFBL
$59M10.71x-18.2%$1.27
Industry Average
5 peers with valid PE
13.09xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 20 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2025-12-31Latest
FY2025
9.36x$1.99+3.1%
2024-12-31
FY2024
9.08x$1.75+41.7%
2023-12-31
FY2023
6.40x$1.91+2.6%
2022-12-31
FY2022
6.25x$1.91-35.4%
2021-12-31
FY2021
9.67x$1.60-8.5%
2020-12-31
FY2020
10.57x$1.04-11.3%
2019-12-31
FY2019
11.92x$1.16+11.0%
2018-12-31
FY2018
10.74x$1.10-52.0%
2017-12-31
FY2017
22.37x$0.61+10.7%
2016-12-31
FY2016
20.21x$0.68+67.3%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for Bank of the James Financial Group, Inc. (BOTJ) measures how much investors pay for each dollar of the company's trailing earnings. BOTJ's current PE ratio of 9.61x is calculated by dividing its stock price of $23.16 by its TTM earnings per share of $2.41.

PE Ratio = Stock Price ÷ EPS (TTM)
= $23.16 ÷ $2.41 = 9.61x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

BOTJ pe ratio · 6 questions

BOTJ's current PE ratio is 9.61x as of 2026-06-08, based on a stock price of $23.16 and TTM EPS of $2.41. Data sourced from Financial Modeling Prep via BOTJ's SEC 10-K and 10-Q filings.

BOTJ PE ratioWhat is BOTJ PE ratioCurrent PE ratio of BOTJBOTJ PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Bank of the James Financial Group, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08