Banco Comercial Português, S.A.

BPCGFOTCFinancial Services● Active

$1.12

+$0.10(+9.80%)

Market Cap$16.6B

P/E Ratio—

52W High$1.12

52W Low$0.73

Avg Volume39

Open$1.12

Beta0.83

Free Cash Flow Financials Revenue

Banco Comercial Português, S.A. (BPCGF) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

BPCGF · free cash flow · updated Jun 8, 2026

Core FCF metrics

BPCGF · FCF · TTM · margin & CAGR

Free cash flow was $2.09B for FY2025 (fiscal year ending 2025-12-31), down 61.3% year-over-year The FCF margin was 42.0%. Five-year CAGR stands at -6.8%.

FY2025 Free Cash Flow$2.09B▼ -61.3% YoY

Trailing 12M (TTM)$2.83Btrailing 4 quarters sum

FCF Margin42.0%$2.09B ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGR-6.8%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

BPCGF · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$3.58B(151M)$2.09B▼ 61.3%42.0%

FY2024$5.57B(162M)$5.41B▲ +40.5%96.3%

FY2023$3.97B(125M)$3.85B▲ +645.2%71.2%

FY2022−$579.6M(126M)−$705.8M▼ 116.3%-19.2%

FY2021$4.41B(80M)$4.33B▲ +45.6%164.9%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

BPCGF · P/FCF · FCF yield · FCF per share

Banco Comercial Português, S.A. (BPCGF) trades at a FCF yield of 26.80% and a price-to-free-cash-flow ratio of 7.0x. FCF per share stands at $0.16, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

26.80%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$0.16

TTM FCF ÷ Shares Outstanding

Price / FCF

x7.0

Share Price ÷ FCF per Share

EV / FCF (TTM)

x4.6

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

BPCGF · cash flow statement · operating / investing / financing

For FY2025, Banco Comercial Português, S.A. generated $3.58B in operating cash flow and spent 151M in capital expenditures, yielding $2.09B in free cash flow.

Operating Activities

+$3.58B

Cash from core business operations

2025-12-31

Investing Activities

−$4.61B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$481.6M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($3.58B) − |CapEx| (151M) = FCF ($2.09B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

BPCGF vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Banco Comercial Português, S.A.YOU

BPCGF

$2.09B-61.3%42.0%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Banco Comercial Português, S.A. (BPCGF) reported free cash flow of $2.09B for FY2025 (fiscal year ending 2025-12-31), down 61.3% year-over-year. The FCF margin was 42.0%.

Based on available data, Banco Comercial Português, S.A. has maintained positive free cash flow for at least 14 fiscal year(s). FCF peaked at $6.74B in FY2011. The 5-year CAGR stands at -6.8%.

Banco Comercial Português, S.A.'s FCF yield is 26.80% and price-to-FCF ratio is 7.0x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

BPCGF free cash flow · 8 questions

Banco Comercial Português, S.A. free cash flow was $2.09B for FY2025, down 61.3% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $2.83B.

BPCGF free cash flowBPCGF FCFBPCGF FCF 2025BPCGF free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Banco Comercial Português, S.A. · Banco Comercial Português, S.A. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026