Bank of the Philippine Islands
BPHLFOTCFinancial Services● Active
$2.00
+$0.00(+0.00%)
Market Cap$10.6B
P/E Ratio—
52W High$2.55
52W Low$1.62
Bank of the Philippine Islands (BPHLF) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
BPHLF · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 20, 2026EPS Actual
$0.05
Est. $0.06 · -4.6%
Revenue
$0.84B
Est. $0.85B · -1.2%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 20, 2026
After Market Close
▼ Miss EPS▼ Miss Revenue
BPHLF reports quarterly as a OTC-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Rev. $0.58B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
Rev. Est.$0.58B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 16, 2026 | $0.05 | — | — | — | $0.84B | — |
| ▼ Q2 FY2026 | Apr 20, 2026 | $0.06 | $0.05 | -4.6% | $0.84B | $0.85B | -1.2% |
| ▲ Q1 FY2026 | Feb 2, 2026 | $0.05 | $0.05 | +12.2% | $0.90B | $0.85B | +6.0% |
| ▲ Q4 FY2025 | Oct 16, 2025 | $0.05 | $0.06 | +9.8% | $0.85B | $0.83B | +2.7% |
| — Q3 FY2025 | Jul 17, 2025 | $0.05 | $0.05 | +0.3% | $1.13B | $0.82B | +37.0% |
| ▼ Q2 FY2025 | Apr 21, 2025 | $0.06 | $0.06 | -3.2% | $1.07B | $0.85B | +26.1% |
| ▼ Q1 FY2025 | Feb 10, 2025 | $0.05 | $0.05 | -12.1% | $1.05B | $0.77B | +36.1% |
| ▲ Q4 FY2024 | Oct 17, 2024 | $0.05 | $0.06 | +9.3% | $1.08B | $0.51B | +110.7% |
Q3 FY2026
Jul 16, 2026
EPS Actual
—
EPS Est.
$0.05
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 20, 2026Miss
EPS Actual
$0.05
EPS Est.
$0.06
EPS Surpr.
-4.6%
Revenue
$0.84B
Q1 FY2026
Feb 2, 2026Beat
EPS Actual
$0.05
EPS Est.
$0.05
EPS Surpr.
+12.2%
Revenue
$0.90B
Q4 FY2025
Oct 16, 2025Beat
EPS Actual
$0.06
EPS Est.
$0.05
EPS Surpr.
+9.8%
Revenue
$0.85B
Q3 FY2025
Jul 17, 2025
EPS Actual
$0.05
EPS Est.
$0.05
EPS Surpr.
+0.3%
Revenue
$1.13B
Q2 FY2025
Apr 21, 2025Miss
EPS Actual
$0.06
EPS Est.
$0.06
EPS Surpr.
-3.2%
Revenue
$1.07B
Q1 FY2025
Feb 10, 2025Miss
EPS Actual
$0.05
EPS Est.
$0.05
EPS Surpr.
-12.1%
Revenue
$1.05B
Q4 FY2024
Oct 17, 2024Beat
EPS Actual
$0.06
EPS Est.
$0.05
EPS Surpr.
+9.3%
Revenue
$1.08B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $3.54 | $3.55 | $3.57 | 1 |
| Q3 FY2028 | $4.12 | $4.14 | $4.16 | 1 |
| Q2 FY2028 | $4.02 | $4.04 | $4.05 | 1 |
| Q1 FY2028 | $4.01 | $4.03 | $4.04 | 1 |
| Q4 FY2027 | $3.15 | $3.16 | $3.18 | 1 |
| Q3 FY2027 | $3.70 | $3.71 | $3.73 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $66.3B | $66.6B | $66.8B | 1 |
| Q3 FY2028 | $63.8B | $64.0B | $64.2B | 1 |
| Q2 FY2028 | $62.0B | $62.2B | $62.4B | 1 |
| Q1 FY2028 | $60.9B | $61.1B | $61.3B | 1 |
| Q4 FY2027 | $60.1B | $60.3B | $60.5B | 1 |
| Q3 FY2027 | $57.9B | $58.1B | $58.2B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | Apr 20, 2026 | -4.6% | $2.00 | $2.00 | +0.00% |
| ▲ Q1 FY2026 | Feb 2, 2026 | +12.2% | $1.68 | $1.68 | +0.00% |
| ▲ Q4 FY2025 | Oct 16, 2025 | +9.8% | $1.62 | $1.62 | +0.00% |
| ▲ Q3 FY2025 | Jul 17, 2025 | +0.3% | $1.85 | $1.85 | +0.00% |
| ▼ Q2 FY2025 | Apr 21, 2025 | -3.2% | $2.30 | $1.85 | -19.57% |
| ▼ Q1 FY2025 | Feb 10, 2025 | -12.1% | $2.30 | $2.30 | +0.00% |
| ▲ Q4 FY2024 | Oct 17, 2024 | +9.3% | $1.90 | $1.90 | +0.00% |
| ▲ Q3 FY2024 | Jul 26, 2024 | +0.5% | $1.90 | $1.90 | +0.00% |
Q2 FY2026+0.00%
Report Date
Apr 20, 2026
EPS Beat/Miss
-4.6%
Price Before
$2.00
Price After
$2.00
Q1 FY2026+0.00%
Report Date
Feb 2, 2026
EPS Beat/Miss
+12.2%
Price Before
$1.68
Price After
$1.68
Q4 FY2025+0.00%
Report Date
Oct 16, 2025
EPS Beat/Miss
+9.8%
Price Before
$1.62
Price After
$1.62
Q3 FY2025+0.00%
Report Date
Jul 17, 2025
EPS Beat/Miss
+0.3%
Price Before
$1.85
Price After
$1.85
Q2 FY2025-19.57%
Report Date
Apr 21, 2025
EPS Beat/Miss
-3.2%
Price Before
$2.30
Price After
$1.85
Q1 FY2025+0.00%
Report Date
Feb 10, 2025
EPS Beat/Miss
-12.1%
Price Before
$2.30
Price After
$2.30
Q4 FY2024+0.00%
Report Date
Oct 17, 2024
EPS Beat/Miss
+9.3%
Price Before
$1.90
Price After
$1.90
Q3 FY2024+0.00%
Report Date
Jul 26, 2024
EPS Beat/Miss
+0.5%
Price Before
$1.90
Price After
$1.90
Avg Beat Reaction+0.00%
Avg Miss Reaction-6.52%
Beat Rate5 / 8 quarters
Largest Move-19.57% (Q2 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: BPHLF ends December
Bank of the Philippine Islands (BPHLF) most recently reported earnings on April 20, 2026 for Q2 FY2026, posting EPS of $0.05 — missing the analyst consensus of $0.06 by -4.6%. The next BPHLF earnings date is expected around September 1, 2026.
Each quarter, investors track BPHLF earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. BPHLF revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
BPHLF's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
BPHLF earnings · 5 questionsBank of the Philippine Islands's next earnings report is expected around September 1, 2026. BPHLF typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; BPHLF historically reports after market close (AMC).
BPHLF earnings datewhen is BPHLF earningsBPHLF next earnings datewhen does BPHLF report earningsBPHLF earnings calendar
▸ Source: FMP · Bank of the Philippine Islands SEC filings · US GAAP · Bank of the Philippine Islands SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026