Banco Santander (Brasil) S.A.

BSBRNYSEFinancial Services● Active

$5.18

$-0.06(-1.15%)

Market Cap$38.8B

P/E Ratio—

52W High$7.32

52W Low$4.62

Avg Volume1.0M

Open$5.20

Beta0.19

Free Cash Flow Financials Revenue

Banco Santander (Brasil) S.A. (BSBR) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

BSBR · free cash flow · updated Jun 8, 2026

Core FCF metrics

BSBR · FCF · TTM · margin & CAGR

Free cash flow was $1.34B for FY2025 (fiscal year ending 2025-12-31), up 105.6% year-over-year The FCF margin was 0.9%. Five-year CAGR stands at -49.4%.

FY2025 Free Cash Flow$1.34B▲ +105.6% YoY

Trailing 12M (TTM)$8.12Btrailing 4 quarters sum

FCF Margin0.9%$1.34B ÷ revenue

3-Year CAGR-30.5%FY2022 → FY2025

5-Year CAGR-49.4%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

BSBR · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$4.99B(3.66B)$1.34B▲ +105.6%0.9%

FY2024−$21.13B(2.61B)−$23.74B▼ 171.4%-18.4%

FY2023$36.61B(3.35B)$33.26B▲ +735.0%27.4%

FY2022$6.85B(2.86B)$3.98B▼ 10.3%3.6%

FY2021$6.81B(2.37B)$4.44B▼ 89.0%5.9%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

BSBR · P/FCF · FCF yield · FCF per share

Banco Santander (Brasil) S.A. (BSBR) trades at a FCF yield of 2.94% and a price-to-free-cash-flow ratio of 2.4x. FCF per share stands at $2.13, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

2.94%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$2.13

TTM FCF ÷ Shares Outstanding

Price / FCF

x2.4

Share Price ÷ FCF per Share

EV / FCF (TTM)

x8.9

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

BSBR · cash flow statement · operating / investing / financing

For FY2025, Banco Santander (Brasil) S.A. generated $4.99B in operating cash flow and spent 3.66B in capital expenditures, yielding $1.34B in free cash flow.

Operating Activities

+$4.99B

Cash from core business operations

2025-12-31

Investing Activities

−$3.32B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$4.40B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($4.99B) − |CapEx| (3.66B) = FCF ($1.34B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

BSBR vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Banco Santander (Brasil) S.A.YOU

BSBR

$1.34B+105.6%0.9%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Banco Santander (Brasil) S.A. (BSBR) reported free cash flow of $1.34B for FY2025 (fiscal year ending 2025-12-31), up 105.6% year-over-year. The FCF margin was 0.9%.

Based on available data, Banco Santander (Brasil) S.A. has maintained positive free cash flow for at least 12 fiscal year(s). FCF peaked at $48.45B in FY2017. The 5-year CAGR stands at -49.4%.

Banco Santander (Brasil) S.A.'s FCF yield is 2.94% and price-to-FCF ratio is 2.4x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

BSBR free cash flow · 8 questions

Banco Santander (Brasil) S.A. free cash flow was $1.34B for FY2025, up 105.6% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $8.12B.

BSBR free cash flowBSBR FCFBSBR FCF 2025BSBR free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Banco Santander (Brasil) S.A. · Banco Santander (Brasil) S.A. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026