Companies: 10,795·Total market cap: $144.5T
Citigroup Inc.

Citigroup Inc.

CNYSEFinancial Services● Active
$132.47
$-2.68(-1.98%)
Market Cap$225.9B
P/E Ratio—
52W High$135.825
52W Low$75.66
Cash on HandFinancialsRevenue

Citigroup Inc. (C) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

C · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$675.44B▲ +35.6% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$349.58B
cashAndCashEquivalents
Short-Term Investments
$325.86B
shortTermInvestments
YoY Change vs Prior Year
+35.6%
vs prior fiscal year
Latest Quarter
$23.63B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$675.44BCash on Hand
Total Debt$715.80BTotal Debt
Net Cash / Net Debt−$40.36BNet Debt Position
Cash vs Debt Ratio
Cash 49%Debt 51%

Citigroup Inc. carries a net debt position of $40.36B. Total debt ($715.80B) exceeds cash on hand ($675.44B). Citigroup Inc. cash vs debt ratio: 49% cash / 51% debt.

Net Cash = Cash & ST Investments − Total Debt$675.44B − $715.80B = −$40.36B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
C annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$675.44B+35.6%
Dec 31, 2024$498.02B-1.6%
Dec 31, 2023$506.00B-12.9%
Dec 31, 2022$580.77B+7.3%
Dec 31, 2021$541.33B-15.3%
C cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.8%
#2
Citigroup Inc.
Citigroup Inc.YOU
C
$675.44B298.9%
#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.4%#4
Visa Inc.
Visa Inc.
V
$21.99B3.5%#5
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Citigroup Inc. (C) cash on hand as of December 31, 2025 is $675.44B, comprising $349.58B in cash and cash equivalents (CCE) plus $325.86B in short-term investments — reported as Citigroup Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Citigroup Inc. cash reserves or cash position.

Citigroup Inc. annual cash on hand history shows increased +35.6% in 2025: increased +35.6% in 2025. Citigroup Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Citigroup Inc. carries total debt of $715.80B against cash of $675.44B, resulting in a net debt position of -$40.36B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

C cash on hand · 5 questions

As of December 31, 2025, Citigroup Inc. (C) has $675.44B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $349.58B in cash and cash equivalents (CCE) plus $325.86B in short-term investments. Latest quarter (March 31, 2026): $23.63B. Data sourced from the annual 10-K filing via FMP.

C cash on handC cash reservesC cash 2025how much cash does C have

▸ Source: FMP /balance-sheet-statement · US GAAP · Citigroup Inc. · Citigroup Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025