Camden National Corporation

CACNASDAQFinancial Services● Active

$50.72

+$0.22(+0.44%)

Market Cap$857912570

P/E Ratio—

52W High$53.71

52W Low$35

Avg Volume101K

Open$50.98

Beta0.56

Free Cash Flow Financials Revenue

Camden National Corporation (CAC) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

CAC · free cash flow · updated Jun 8, 2026

Core FCF metrics

CAC · FCF · TTM · margin & CAGR

Free cash flow was $58.2M for FY2025 (fiscal year ending 2025-12-31), up 5.1% year-over-year The FCF margin was 15.8%. Five-year CAGR stands at +30.6%.

FY2025 Free Cash Flow$58.2M▲ +5.1% YoY

Trailing 12M (TTM)$77.2Mtrailing 4 quarters sum

FCF Margin15.8%$58.2M ÷ revenue

3-Year CAGR-17.3%FY2022 → FY2025

5-Year CAGR+30.6%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

CAC · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$63.9M(6M)$58.2M▲ +5.1%15.8%

FY2024$60.9M(6M)$55.4M▼ 14.7%19.1%

FY2023$67.5M(3M)$64.9M▼ 37.0%25.9%

FY2022$105.2M(2M)$103.0M▼ 26.9%49.3%

FY2021$142.7M(2M)$140.9M▲ +820.4%72.7%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

CAC · P/FCF · FCF yield · FCF per share

Camden National Corporation (CAC) trades at a FCF yield of 8.99% and a price-to-free-cash-flow ratio of 11.1x. FCF per share stands at $4.58, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

8.99%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$4.58

TTM FCF ÷ Shares Outstanding

Price / FCF

x11.1

Share Price ÷ FCF per Share

EV / FCF (TTM)

x18.1

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

CAC · cash flow statement · operating / investing / financing

For FY2025, Camden National Corporation generated $63.9M in operating cash flow and spent 6M in capital expenditures, yielding $58.2M in free cash flow.

Operating Activities

+$63.9M

Cash from core business operations

2025-12-31

Investing Activities

−$56.4M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$125.0M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($63.9M) − |CapEx| (6M) = FCF ($58.2M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

CAC vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Camden National CorporationYOU

CAC

$58.2M+5.1%15.8%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Camden National Corporation (CAC) reported free cash flow of $58.2M for FY2025 (fiscal year ending 2025-12-31), up 5.1% year-over-year. The FCF margin was 15.8%.

Based on available data, Camden National Corporation has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $140.9M in FY2021. The 5-year CAGR stands at +30.6%.

Camden National Corporation's FCF yield is 8.99% and price-to-FCF ratio is 11.1x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

CAC free cash flow · 8 questions

Camden National Corporation free cash flow was $58.2M for FY2025, up 5.1% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $77.2M.

CAC free cash flowCAC FCFCAC FCF 2025CAC free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Camden National Corporation · Camden National Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026