Companies: 10,795·Total market cap: $144.5T
Credit Acceptance Corporation

Credit Acceptance Corporation

CACCNASDAQFinancial Services● Active
$544.71
$-3.69(-0.67%)
Market Cap$5.7B
P/E Ratio
52W High$579.8
52W Low$401.9

Credit Acceptance Corporation (CACC) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

cacc · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for Credit Acceptance Corporation (CACC) measures how much investors pay for each dollar of the company's trailing earnings. CACC's current PE ratio of 12.90x is calculated by dividing its stock price of $544.71 by its TTM earnings per share of $42.22. −21.9% discount vs 5Y avg 16.5x

12.90x
P/E Ratio (TTM)21.9%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E
11.31x
FY2026 est. EPS $48.15
Based on 2 analysts
EPS (TTM)
$42.22
TTM · diluted EPS
PEG Ratio
0.18
Below 1.0 · Growth adjusted
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Credit Acceptance Corporation SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-08

PE Ratio History

2006 – 2025 · Annual
PE Ratio (TTM)
5Y Avg 16.5x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 20 fiscal years · Front-end computed
Average
13.4x
20-yr mean
Median
12.1x
20-yr midpoint
Minimum
6.2x
Lowest year
Maximum
24.1x
Highest year
12.9x ← Now
6.2x
Min
Q1 · 25%12.1x
Median
Q3 · 75%24.1x
Max
Within Historical Range

At 12.90x, CACC's current P/E is within its average historical range over the past 20 fiscal years.

60th percentileHigher than 12 of 20 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Financial - Credit Services · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
Credit Acceptance Corporation
Credit Acceptance CorporationYou
CACC
$5.7B12.90x+12.4%$42.22
Ameris Bancorp
Ameris Bancorp
ABCB
$5.8B12.33x+7.5%$6.02
Grupo Aval Acciones y Valores S.A.
Grupo Aval Acciones y Valores S.A.
AVAL
$5.7B11.31x-1.4%$1350.83
Home Bancshares, Inc.
Home Bancshares, Inc.
HOMB
$5.5B11.51x+0.3%$2.41
Navient Corporation SR NT 6% 121543
Navient Corporation SR NT 6% 121543
JSM
$5.0BN/A-$0.82
Main Street Capital Corporation
Main Street Capital Corporation
MAIN
$4.8B10.94x-4.7%$5.52
Nelnet, Inc.
Nelnet, Inc.
NNI
$4.6B11.27x-1.8%$11.79
Industry Average
5 peers with valid PE
11.47xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 20 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2025-12-31Latest
FY2025
11.59x$38.26-50.3%
2024-12-31
FY2024
23.34x$20.12-3.2%
2023-12-31
FY2023
24.12x$22.09+100.8%
2022-12-31
FY2022
12.01x$39.50+4.0%
2021-12-31
FY2021
11.54x$59.57-21.4%
2020-12-31
FY2020
14.68x$23.57+15.2%
2019-12-31
FY2019
12.74x$34.71-1.5%
2018-12-31
FY2018
12.93x$29.52-3.6%
2017-12-31
FY2017
13.41x$24.12+0.9%
2016-12-31
FY2016
13.29x$16.37-10.9%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for Credit Acceptance Corporation (CACC) measures how much investors pay for each dollar of the company's trailing earnings. CACC's current PE ratio of 12.90x is calculated by dividing its stock price of $544.71 by its TTM earnings per share of $42.22.

PE Ratio = Stock Price ÷ EPS (TTM)
= $544.71 ÷ $42.22 = 12.90x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

CACC pe ratio · 6 questions

CACC's current PE ratio is 12.90x as of 2026-06-08, based on a stock price of $544.71 and TTM EPS of $42.22. Data sourced from Financial Modeling Prep via CACC's SEC 10-K and 10-Q filings.

CACC PE ratioWhat is CACC PE ratioCurrent PE ratio of CACCCACC PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Credit Acceptance Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08