Cadence Bank

CADENYSEFinancial Services

$42.11

$-0.71(-1.66%)

Market Cap$7.8B

P/E Ratio—

52W High$46.74

52W Low$25.22

Avg Volume4.0M

Open$42.41

Beta0.95

Free Cash Flow Financials Revenue

Cadence Bank (CADE) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

CADE · free cash flow · updated Jun 8, 2026

Core FCF metrics

CADE · FCF · TTM · margin & CAGR

Free cash flow was $776.6M for FY2024 (fiscal year ending 2024-12-31), up 66.9% year-over-year The FCF margin was 26.7%. Five-year CAGR stands at +33.3%.

FY2024 Free Cash Flow$776.6M▲ +66.9% YoY

Trailing 12M (TTM)$507.7Mtrailing 4 quarters sum

FCF Margin26.7%$776.6M ÷ revenue

3-Year CAGR-11.0%FY2021 → FY2024

5-Year CAGR+33.3%FY2019 → FY2024

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

CADE · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2024Latest$856.7M(80M)$776.6M▲ +66.9%26.7%

FY2023$563.5M(98M)$465.2M▼ 44.2%21.2%

FY2022$927.9M(94M)$833.4M▼ 24.3%43.8%

FY2021$1.17B(72M)$1.10B▲ +601.2%97.8%

FY2020$222.9M(66M)$156.9M▼ 15.0%13.8%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

CADE · P/FCF · FCF yield · FCF per share

Cadence Bank (CADE) trades at a FCF yield of 6.47% and a price-to-free-cash-flow ratio of 15.6x. FCF per share stands at $2.70, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

6.47%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$2.70

TTM FCF ÷ Shares Outstanding

Price / FCF

x15.6

Share Price ÷ FCF per Share

EV / FCF (TTM)

x19.8

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2024 · 2024-12-31

Cash flow statement summary

CADE · cash flow statement · operating / investing / financing

For FY2024, Cadence Bank generated $856.7M in operating cash flow and spent 80M in capital expenditures, yielding $776.6M in free cash flow.

Operating Activities

+$856.7M

Cash from core business operations

2024-12-31

Investing Activities

−$782.2M

CapEx, acquisitions & investments

2024-12-31

Financing Activities

−$2.58B

Buybacks, dividends & debt

2024-12-31

FCF FormulaOperating CF ($856.7M) − |CapEx| (80M) = FCF ($776.6M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

CADE vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Cadence BankYOU

CADE

$776.6M+66.9%26.7%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Cadence Bank (CADE) reported free cash flow of $776.6M for FY2024 (fiscal year ending 2024-12-31), up 66.9% year-over-year. The FCF margin was 26.7%.

Based on available data, Cadence Bank has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $1.10B in FY2021. The 5-year CAGR stands at +33.3%.

Cadence Bank's FCF yield is 6.47% and price-to-FCF ratio is 15.6x for FY2024, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

CADE free cash flow · 8 questions

Cadence Bank free cash flow was $776.6M for FY2024, up 66.9% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $507.7M.

CADE free cash flowCADE FCFCADE FCF 2024CADE free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Cadence Bank · Cadence Bank SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026