Carter Bankshares, Inc.
CARENASDAQFinancial Services● Active
$28.68
+$0.14(+0.49%)
Market Cap$637326960
P/E Ratio—
52W High$29.08
52W Low$16.14
Carter Bankshares, Inc. (CARE) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
CARE · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 23, 2026EPS Actual
$0.40
Est. $3.91 · -89.8%
Revenue
$0.11B
Est. $0.12B · -11.3%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 23, 2026
After Market Close
▼ Miss EPS▼ Miss Revenue
CARE reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.21
Rev. $0.66B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.21
Rev. Est.$0.66B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 23, 2026 | $0.41 | — | — | — | $0.06B | — |
| ▼ Q2 FY2026 | Apr 23, 2026 | $3.91 | $0.40 | -89.8% | $0.11B | $0.12B | -11.3% |
| ▲ Q1 FY2026 | Jan 29, 2026 | $0.33 | $0.41 | +24.2% | $0.04B | $0.04B | -2.0% |
| ▼ Q4 FY2025 | Oct 23, 2025 | $0.39 | $0.26 | -33.3% | $0.04B | $0.04B | -6.4% |
| ▲ Q3 FY2025 | Jul 24, 2025 | $0.31 | $0.41 | +32.3% | $0.04B | $0.04B | +3.5% |
| ▲ Q2 FY2025 | Apr 24, 2025 | $0.30 | $0.32 | +6.7% | $0.04B | $0.04B | -8.0% |
| ▲ Q1 FY2025 | Jan 23, 2025 | $0.21 | $0.37 | +76.2% | $0.03B | $0.04B | -5.8% |
| ▲ Q4 FY2024 | Oct 24, 2024 | $0.22 | $0.24 | +9.1% | $0.03B | $0.04B | -4.9% |
Q3 FY2026
Jul 23, 2026
EPS Actual
—
EPS Est.
$0.41
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 23, 2026Miss
EPS Actual
$0.40
EPS Est.
$3.91
EPS Surpr.
-89.8%
Revenue
$0.11B
Q1 FY2026
Jan 29, 2026Beat
EPS Actual
$0.41
EPS Est.
$0.33
EPS Surpr.
+24.2%
Revenue
$0.04B
Q4 FY2025
Oct 23, 2025Miss
EPS Actual
$0.26
EPS Est.
$0.39
EPS Surpr.
-33.3%
Revenue
$0.04B
Q3 FY2025
Jul 24, 2025Beat
EPS Actual
$0.41
EPS Est.
$0.31
EPS Surpr.
+32.3%
Revenue
$0.04B
Q2 FY2025
Apr 24, 2025Beat
EPS Actual
$0.32
EPS Est.
$0.30
EPS Surpr.
+6.7%
Revenue
$0.04B
Q1 FY2025
Jan 23, 2025Beat
EPS Actual
$0.37
EPS Est.
$0.21
EPS Surpr.
+76.2%
Revenue
$0.03B
Q4 FY2024
Oct 24, 2024Beat
EPS Actual
$0.24
EPS Est.
$0.22
EPS Surpr.
+9.1%
Revenue
$0.03B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.61 | $0.68 | $0.75 | 1 |
| Q3 FY2027 | $0.61 | $0.67 | $0.74 | 1 |
| Q2 FY2027 | $0.56 | $0.62 | $0.69 | 1 |
| Q1 FY2027 | $0.53 | $0.58 | $0.64 | 1 |
| Q4 FY2026 | $0.51 | $0.56 | $0.62 | 1 |
| Q3 FY2026 | $0.51 | $0.52 | $0.57 | 2 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.0B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.0B | $0.1B | $0.1B | 1 |
| Q2 FY2027 | $0.0B | $0.0B | $0.1B | 1 |
| Q1 FY2027 | $0.0B | $0.0B | $0.1B | 1 |
| Q4 FY2026 | $0.0B | $0.0B | $0.1B | 1 |
| Q3 FY2026 | $0.0B | $0.0B | $0.1B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | Apr 23, 2026 | -89.8% | $24.37 | $23.86 | -2.09% |
| ▲ Q1 FY2026 | Jan 29, 2026 | +24.2% | $19.92 | $20.48 | +2.81% |
| ▼ Q4 FY2025 | Oct 23, 2025 | -33.3% | $18.94 | $17.74 | -6.34% |
| ▲ Q3 FY2025 | Jul 24, 2025 | +32.3% | $17.81 | $18.57 | +4.27% |
| ▲ Q2 FY2025 | Apr 24, 2025 | +6.7% | $15.34 | $15.69 | +2.28% |
| ▲ Q1 FY2025 | Jan 23, 2025 | +76.2% | $17.54 | $17.78 | +1.37% |
| ▲ Q4 FY2024 | Oct 24, 2024 | +9.1% | $18.59 | $18.29 | -1.61% |
| ▲ Q3 FY2024 | Jul 25, 2024 | +0.0% | $16.77 | $16.78 | +0.06% |
Q2 FY2026-2.09%
Report Date
Apr 23, 2026
EPS Beat/Miss
-89.8%
Price Before
$24.37
Price After
$23.86
Q1 FY2026+2.81%
Report Date
Jan 29, 2026
EPS Beat/Miss
+24.2%
Price Before
$19.92
Price After
$20.48
Q4 FY2025-6.34%
Report Date
Oct 23, 2025
EPS Beat/Miss
-33.3%
Price Before
$18.94
Price After
$17.74
Q3 FY2025+4.27%
Report Date
Jul 24, 2025
EPS Beat/Miss
+32.3%
Price Before
$17.81
Price After
$18.57
Q2 FY2025+2.28%
Report Date
Apr 24, 2025
EPS Beat/Miss
+6.7%
Price Before
$15.34
Price After
$15.69
Q1 FY2025+1.37%
Report Date
Jan 23, 2025
EPS Beat/Miss
+76.2%
Price Before
$17.54
Price After
$17.78
Q4 FY2024-1.61%
Report Date
Oct 24, 2024
EPS Beat/Miss
+9.1%
Price Before
$18.59
Price After
$18.29
Q3 FY2024+0.06%
Report Date
Jul 25, 2024
EPS Beat/Miss
+0.0%
Price Before
$16.77
Price After
$16.78
Avg Beat Reaction+1.53%
Avg Miss Reaction-4.21%
Beat Rate6 / 8 quarters
Largest Move-6.34% (Q4 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: CARE ends December
Carter Bankshares, Inc. (CARE) most recently reported earnings on April 23, 2026 for Q2 FY2026, posting EPS of $0.40 — missing the analyst consensus of $3.91 by -89.8%. The next CARE earnings date is expected around September 1, 2026.
Each quarter, investors track CARE earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. CARE revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
CARE's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
CARE earnings · 5 questionsCarter Bankshares, Inc.'s next earnings report is expected around September 1, 2026. CARE typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; CARE historically reports after market close (AMC).
CARE earnings datewhen is CARE earningsCARE next earnings datewhen does CARE report earningsCARE earnings calendar
▸ Source: FMP · Carter Bankshares, Inc. SEC filings · US GAAP · Carter Bankshares, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026