Companies: 10,795·Total market cap: $144.5T
Citizens Financial Group, Inc.

Citizens Financial Group, Inc.

CFGNYSEFinancial Services● Active
$64.21
+$0.23(+0.35%)
Market Cap$27.2B
P/E Ratio—
52W High$68.79
52W Low$39.695
Cash on HandFinancialsRevenue

Citizens Financial Group, Inc. (CFG) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

CFG · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$49.38B▲ +12.6% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$12.73B
cashAndCashEquivalents
Short-Term Investments
$36.66B
shortTermInvestments
YoY Change vs Prior Year
+12.6%
vs prior fiscal year
Latest Quarter
$12.33B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$49.38BCash on Hand
Total Debt$11.28BTotal Debt
Net Cash / Net Debt+$38.10BNet Cash Position
Cash vs Debt Ratio
Cash 81%Debt 19%

Citizens Financial Group, Inc. has a net cash position of $38.10B, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$49.38B − $11.28B = +$38.10B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
CFG annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$49.38B+12.6%
Dec 31, 2024$43.85B+5.2%
Dec 31, 2023$41.70B+20.6%
Dec 31, 2022$34.59B-0.9%
Dec 31, 2021$34.90B-1.5%
CFG cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.7%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.3%
#3
Citizens Financial Group, Inc.
Citizens Financial Group, Inc.YOU
CFG
$49.38B180.7%
#4
Visa Inc.
Visa Inc.
V
$21.99B3.6%#5
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Citizens Financial Group, Inc. (CFG) cash on hand as of December 31, 2025 is $49.38B, comprising $12.73B in cash and cash equivalents (CCE) plus $36.66B in short-term investments — reported as Citizens Financial Group, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Citizens Financial Group, Inc. cash reserves or cash position.

Citizens Financial Group, Inc. annual cash on hand history shows increased +12.6% in 2025: increased +12.6% in 2025. Citizens Financial Group, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Citizens Financial Group, Inc. carries total debt of $11.28B against cash of $49.38B, resulting in a net cash position of +$38.10B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

CFG cash on hand · 5 questions

As of December 31, 2025, Citizens Financial Group, Inc. (CFG) has $49.38B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $12.73B in cash and cash equivalents (CCE) plus $36.66B in short-term investments. Latest quarter (March 31, 2026): $12.33B. Data sourced from the annual 10-K filing via FMP.

CFG cash on handCFG cash reservesCFG cash 2025how much cash does CFG have

▸ Source: FMP /balance-sheet-statement · US GAAP · Citizens Financial Group, Inc. · Citizens Financial Group, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025