Grupo Cibest S.A.

CIBNYSEFinancial Services● Active

$71.80

+$0.92(+1.30%)

Market Cap$17.0B

P/E Ratio—

52W High$86.31

52W Low$41.42

Avg Volume396K

Open$71.65

Beta0.47

Free Cash Flow Financials Revenue

Grupo Cibest S.A. (CIB) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

CIB · free cash flow · updated Jun 8, 2026

Core FCF metrics

CIB · FCF · TTM · margin & CAGR

Free cash flow was $10.01T for FY2025 (fiscal year ending 2025-12-31), up 723.5% year-over-year The FCF margin was 23.3%. Five-year CAGR stands at +0.6%.

FY2025 Free Cash Flow$10.01T▲ +723.5% YoY

Trailing 12M (TTM)$10.23Ttrailing 4 quarters sum

FCF Margin23.3%$10.01T ÷ revenue

3-Year CAGR+52.9%FY2022 → FY2025

5-Year CAGR+0.6%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

CIB · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$12.26T(2244.22B)$10.01T▲ +723.5%23.3%

FY2024$435.89B(2042.09B)−$1.61T▼ 109.6%-3.7%

FY2023$19.15T(2412.12B)$16.74T▲ +497.8%37.1%

FY2022$6.34T(3538.86B)$2.80T▼ 36.6%8.6%

FY2021$6.60T(2185.80B)$4.42T▼ 54.5%20.4%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

CIB · P/FCF · FCF yield · FCF per share

Grupo Cibest S.A. (CIB) trades at a FCF yield of 16.73% and a price-to-free-cash-flow ratio of 0.0x. FCF per share stands at $42935.06, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

16.73%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$42935.06

TTM FCF ÷ Shares Outstanding

Price / FCF

x0.0

Share Price ÷ FCF per Share

EV / FCF (TTM)

x5.7

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

CIB · cash flow statement · operating / investing / financing

For FY2025, Grupo Cibest S.A. generated $12.26T in operating cash flow and spent 2244.22B in capital expenditures, yielding $10.01T in free cash flow.

Operating Activities

+$12.26T

Cash from core business operations

2025-12-31

Investing Activities

−$2.22T

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$8.25T

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($12.26T) − |CapEx| (2244.22B) = FCF ($10.01T)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

CIB vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Grupo Cibest S.A.YOU

CIB

$10.01T+723.5%23.3%

100%

JPMorgan Chase & Co.

JPM

$100.87B+340.1%36.1%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Grupo Cibest S.A. (CIB) reported free cash flow of $10.01T for FY2025 (fiscal year ending 2025-12-31), up 723.5% year-over-year. The FCF margin was 23.3%.

Based on available data, Grupo Cibest S.A. has maintained positive free cash flow for at least 12 fiscal year(s). FCF peaked at $16.74T in FY2023. The 5-year CAGR stands at +0.6%.

Grupo Cibest S.A.'s FCF yield is 16.73% and price-to-FCF ratio is 0.0x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

CIB free cash flow · 8 questions

Grupo Cibest S.A. free cash flow was $10.01T for FY2025, up 723.5% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $10.23T.

CIB free cash flowCIB FCFCIB FCF 2025CIB free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Grupo Cibest S.A. · Grupo Cibest S.A. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026