Companies: 10,795·Total market cap: $144.5T
Catalyst Bancorp, Inc.

Catalyst Bancorp, Inc.

CLSTNASDAQFinancial Services● Active
$15.96
+$0.01(+0.06%)
Market Cap$64668324
P/E Ratio—
52W High$18.16
52W Low$11.75
Cash on HandFinancialsRevenue

Catalyst Bancorp, Inc. (CLST) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

CLST · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$74.1M▲ +67.3% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$25.2M
cashAndCashEquivalents
Short-Term Investments
$48.9M
shortTermInvestments
YoY Change vs Prior Year
+67.3%
vs prior fiscal year
Latest Quarter
$4.9M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$74.1MCash on Hand
Total Debt$14.7MTotal Debt
Net Cash / Net Debt+$59.4MNet Cash Position
Cash vs Debt Ratio
Cash 83%Debt 17%

Catalyst Bancorp, Inc. has a net cash position of $59.4M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$74.1M − $14.7M = +$59.4M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
CLST annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$74.1M+67.3%
Dec 31, 2024$44.3M+114.5%
Dec 31, 2023$20.7M-77.8%
Dec 31, 2022$93.1M-28.0%
Dec 31, 2021$129.2M+181.1%
CLST cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Catalyst Bancorp, Inc.
Catalyst Bancorp, Inc.YOU
CLST
$74.1M114.6%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Catalyst Bancorp, Inc. (CLST) cash on hand as of December 31, 2025 is $74.1M, comprising $25.2M in cash and cash equivalents (CCE) plus $48.9M in short-term investments — reported as Catalyst Bancorp, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Catalyst Bancorp, Inc. cash reserves or cash position.

Catalyst Bancorp, Inc. annual cash on hand history shows increased +67.3% in 2025: increased +67.3% in 2025. Catalyst Bancorp, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Catalyst Bancorp, Inc. carries total debt of $14.7M against cash of $74.1M, resulting in a net cash position of +$59.4M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

CLST cash on hand · 5 questions

As of December 31, 2025, Catalyst Bancorp, Inc. (CLST) has $74,093,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $25,205,000 in cash and cash equivalents (CCE) plus $48,888,000 in short-term investments. Latest quarter (March 31, 2026): $4,898,000. Data sourced from the annual 10-K filing via FMP.

CLST cash on handCLST cash reservesCLST cash 2025how much cash does CLST have

▸ Source: FMP /balance-sheet-statement · US GAAP · Catalyst Bancorp, Inc. · Catalyst Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025