Consumer Portfolio Services, Inc.
CPSSNASDAQFinancial Services● Active
$9.46
+$0.03(+0.32%)
Market Cap$205268756
P/E Ratio—
52W High$10.49
52W Low$6.67
Consumer Portfolio Services, Inc. (CPSS) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
CPSS · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: May 5, 2026EPS Actual
$0.24
Revenue
$0.11B
Fiscal Period
Q2 FY2026
FY ends December
Report Date
May 5, 2026
After Market Close
CPSS reports quarterly as a NASDAQ-listed Financial - Credit Services company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Rev. $0.58B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
Rev. Est.$0.58B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 10, 2026 | — | — | — | — | — | — |
| — Q2 FY2026 | May 5, 2026 | — | $0.24 | — | $0.11B | — | — |
| ▼ Q1 FY2026 | Mar 10, 2026 | $0.23 | $0.21 | -8.7% | $0.11B | $0.12B | -7.8% |
| ▼ Q4 FY2025 | Nov 10, 2025 | $0.25 | $0.20 | -20.0% | $0.11B | $0.11B | -2.0% |
| ▼ Q3 FY2025 | Aug 11, 2025 | $0.26 | $0.20 | -23.1% | $0.11B | $0.11B | -3.4% |
| ▼ Q2 FY2025 | May 12, 2025 | $0.30 | $0.19 | -36.7% | $0.11B | $0.11B | -2.8% |
| ▼ Q1 FY2025 | Feb 25, 2025 | $0.27 | $0.21 | -22.2% | $0.11B | $0.10B | +2.9% |
| ▼ Q4 FY2024 | Oct 31, 2024 | $0.21 | $0.20 | -4.8% | $0.10B | $0.10B | -1.8% |
Q3 FY2026
Aug 10, 2026
EPS Actual
—
EPS Est.
—
EPS Surpr.
—
Revenue
—
Q2 FY2026
May 5, 2026
EPS Actual
$0.24
EPS Est.
—
EPS Surpr.
—
Revenue
$0.11B
Q1 FY2026
Mar 10, 2026Miss
EPS Actual
$0.21
EPS Est.
$0.23
EPS Surpr.
-8.7%
Revenue
$0.11B
Q4 FY2025
Nov 10, 2025Miss
EPS Actual
$0.20
EPS Est.
$0.25
EPS Surpr.
-20.0%
Revenue
$0.11B
Q3 FY2025
Aug 11, 2025Miss
EPS Actual
$0.20
EPS Est.
$0.26
EPS Surpr.
-23.1%
Revenue
$0.11B
Q2 FY2025
May 12, 2025Miss
EPS Actual
$0.19
EPS Est.
$0.30
EPS Surpr.
-36.7%
Revenue
$0.11B
Q1 FY2025
Feb 25, 2025Miss
EPS Actual
$0.21
EPS Est.
$0.27
EPS Surpr.
-22.2%
Revenue
$0.11B
Q4 FY2024
Oct 31, 2024Miss
EPS Actual
$0.20
EPS Est.
$0.21
EPS Surpr.
-4.8%
Revenue
$0.10B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2025 | $0.40 | $0.40 | $0.40 | 1 |
| Q3 FY2025 | $0.31 | $0.31 | $0.31 | 1 |
| Q2 FY2025 | $0.26 | $0.26 | $0.26 | 1 |
| Q1 FY2025 | $0.30 | $0.30 | $0.30 | 1 |
| Q4 FY2024 | $0.27 | $0.27 | $0.27 | 1 |
| Q3 FY2024 | $0.21 | $0.21 | $0.21 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2025 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2025 | $0.1B | $0.1B | $0.1B | 1 |
| Q2 FY2025 | $0.1B | $0.1B | $0.1B | 1 |
| Q1 FY2025 | $0.1B | $0.1B | $0.1B | 1 |
| Q4 FY2024 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2024 | $0.1B | $0.1B | $0.1B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| — Q2 FY2026 | May 5, 2026 | — | $9.91 | $9.92 | +0.10% |
| ▼ Q1 FY2026 | Mar 10, 2026 | -8.7% | $8.27 | $7.72 | -6.65% |
| ▼ Q4 FY2025 | Nov 10, 2025 | -20.0% | $8.67 | $8.67 | +0.00% |
| ▼ Q3 FY2025 | Aug 11, 2025 | -23.1% | $8.02 | $8.22 | +2.49% |
| ▼ Q2 FY2025 | May 12, 2025 | -36.7% | $9.35 | $9.60 | +2.67% |
| ▼ Q1 FY2025 | Feb 25, 2025 | -22.2% | $10.26 | $10.15 | -1.07% |
| ▼ Q4 FY2024 | Oct 31, 2024 | -4.8% | $10.03 | $10.01 | -0.20% |
| — Q3 FY2024 | Jul 30, 2024 | — | $9.67 | $10.00 | +3.41% |
Q2 FY2026+0.10%
Report Date
May 5, 2026
EPS Beat/Miss
—
Price Before
$9.91
Price After
$9.92
Q1 FY2026-6.65%
Report Date
Mar 10, 2026
EPS Beat/Miss
-8.7%
Price Before
$8.27
Price After
$7.72
Q4 FY2025+0.00%
Report Date
Nov 10, 2025
EPS Beat/Miss
-20.0%
Price Before
$8.67
Price After
$8.67
Q3 FY2025+2.49%
Report Date
Aug 11, 2025
EPS Beat/Miss
-23.1%
Price Before
$8.02
Price After
$8.22
Q2 FY2025+2.67%
Report Date
May 12, 2025
EPS Beat/Miss
-36.7%
Price Before
$9.35
Price After
$9.60
Q1 FY2025-1.07%
Report Date
Feb 25, 2025
EPS Beat/Miss
-22.2%
Price Before
$10.26
Price After
$10.15
Q4 FY2024-0.20%
Report Date
Oct 31, 2024
EPS Beat/Miss
-4.8%
Price Before
$10.03
Price After
$10.01
Q3 FY2024+3.41%
Report Date
Jul 30, 2024
EPS Beat/Miss
—
Price Before
$9.67
Price After
$10.00
Avg Miss Reaction-0.46%
Beat Rate0 / 8 quarters
Largest Move-6.65% (Q1 FY2026)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: CPSS ends December
Consumer Portfolio Services, Inc. (CPSS) most recently reported earnings on May 5, 2026 for Q2 FY2026, posting EPS of $0.24 (in line with the analyst consensus of —). The next CPSS earnings date is expected around September 1, 2026.
Each quarter, investors track CPSS earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. CPSS revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
CPSS's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
CPSS earnings · 4 questionsConsumer Portfolio Services, Inc.'s next earnings report is expected around September 1, 2026. CPSS typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; CPSS historically reports after market close (AMC).
CPSS earnings datewhen is CPSS earningsCPSS next earnings datewhen does CPSS report earningsCPSS earnings calendar
▸ Source: FMP · Consumer Portfolio Services, Inc. SEC filings · US GAAP · Consumer Portfolio Services, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026