Companies: 10,795·Total market cap: $144.5T
Citizens & Northern Corporation

Citizens & Northern Corporation

CZNCNASDAQFinancial Services● Active
$21.40
+$0.05(+0.23%)
Market Cap$383414940
P/E Ratio
52W High$24.12
52W Low$18.02

Citizens & Northern Corporation (CZNC) Stock Ownership

Institutional vs insider vs public ownership from 13F and float data — top holders, activity, and insider trades below.

SEC 13F · FMP · CZNC · as of Sep 30, 2025

Ownership Breakdown

Institutions 29.3%
Insiders 5.3%
Public 65.4%

90

Institutional Holders

▲ 8 vs Q2

$107.25M

Total Inst. Value

▲ $9.44M vs Q2

17.92M

Shares Outstanding

freeFloat 94.70%

5.25M

13F Shares Held

▲ 85,304 vs Q2

Institutional ownership = 13F shares ÷ total outstanding. Insider % = 100 − free float. Public % = free float − institution %. Data: FMP /symbol-positions-summary + /shares-float + SEC EDGAR.

Top Institutional Holders

CZNC largest shareholders · institutional ownership

Q3 2025 · SEC 13F

Showing top 10 holders

HolderShares% OwnedWeightValueReportedChange

BLACKROCK, INC.

state commercial banks

1.19M7.74%

7.74%

$23.56BNov 12, 2025 11.9K

VANGUARD GROUP INC

state commercial banks

823.1K5.36%

5.36%

$16.30BNov 7, 2025 18.2K

DIMENSIONAL FUND ADVISORS LP

state commercial banks

585.7K3.81%

3.81%

$11.60BNov 12, 2025 2.5K

GEODE CAPITAL MANAGEMENT, LLC

state commercial banks

365.8K2.38%

2.38%

$7.25BNov 12, 2025 198

CITIZENS & NORTHERN CORP

state commercial banks

321.1K2.09%

2.09%

$6.36BOct 24, 2025 2.1K

STATE STREET CORP

state commercial banks

318.0K2.07%

2.07%

$6.30BNov 14, 2025 2.1K

NORTHERN TRUST CORP

state commercial banks

126.1K82.10%

82.10%

$2.50BNov 14, 2025 2.0K

PENNSYLVANIA CAPITAL MANAGEMENT INC /ADV

state commercial banks

102.4K66.66%

66.66%

$2.03BNov 7, 2025— held

state commercial banks

83.0K54.03%

54.03%

$1.63BNov 10, 2025NEW

STONE HOUSE INVESTMENT MANAGEMENT, LLC

state commercial banks

76.6K49.87%

49.87%

$1.52BOct 27, 2025 22.9K

Data from SEC Form 13F filings. Ownership bar normalised to largest holder. Change flags: isNew / isSoldOut / changeInSharesNumber (FMP extract-analytics/holder).

Institutional Activity

Q3 2025 vs prior quarter

Q3 2025

Net institutional sentimentBullish — more buying than selling

20

Increased

+91.2K shares

5

New Positions

first time holders

15

Decreased

−104.2K shares

0

Sold Out

fully exited

Net shares change (top 50)

13.0K

+91.2K / −104.2K

Net new holders

+10

5 new / 0 exited

Based on top 50 institutional holders by position size. Fields: isNew, isSoldOut, changeInSharesNumber (FMP extract-analytics/holder, limit=50).

Insider Buying vs Selling

CZNC insider trading · insider activity

Source: SEC Form 4

Buy 67%Active transactions only33% Sell

Insiders have been net buyers of shares recently. Selling may be driven by pre-scheduled Rule 10b5-1 plans rather than negative sentiment.

44

Buy transactions

1

Sell transactions

44.00

Buy/Sell ratio

$0M

Total disposed

Recent Insider Transactions

Showing 10 most recent · Common Stock only

Name · RoleDateTypeSharesPriceValueAfter Trans.Filing

Shattuck Katherine W

director

Jun 5, 2026Purchase10$21.44$214.39610.6KForm 4 ↗

Pellegrino Frank G

director

Jun 5, 2026Purchase190$21.44$4.1K50.7KForm 4 ↗

Trate Christian C

director

May 28, 2026Sale229$21.10$4.8K5.4KForm 4 ↗

Santiago Helen S

director

May 15, 2026J-Other132$20.82$2.7K11.1KForm 4 ↗

Santiago Helen S

director

May 15, 2026J-Other2$20.82$41.63124Form 4 ↗

Santiago Helen S

director

May 15, 2026J-Other2$20.82$41.63123Form 4 ↗

RUDY THOMAS L JR

EXEC. VP

May 20, 2026J-Other194$20.80$4.0K14.7KForm 4 ↗

RUDY THOMAS L JR

EXEC. VP

May 15, 2026J-Other1$20.82$20.81522Form 4 ↗

REBER JOHN M

EXEC. VP

May 15, 2026J-Other418$20.82$8.7K36.1KForm 4 ↗

REBER JOHN M

EXEC. VP

May 20, 2026J-Other134$20.80$2.8K10.1KForm 4 ↗

Source: /insider-trading/search (FMP stable). Buy/Sell direction: acquisitionOrDisposition A=Buy, D=Sell. RSU vesting (M-Exempt) excluded from sentiment bar. All data from SEC EDGAR public filings.

About institutional & insider ownership

Citizens & Northern Corporation (CZNC) is primarily owned by institutional investors, who hold approximately 29.3% of total shares outstanding. Company insiders own approximately 5.30%, while retail and public investors account for the remaining 65.40%.

The largest institutional shareholder of Citizens & Northern Corporation is BLACKROCK, INC., holding approximately 1.19 million shares — equal to 7.74% of outstanding shares — as of September 30, 2025.

A total of 90 institutional investors currently hold CZNC stock, with a combined institutional value of approximately $107,250,530 as of the most recent 13F filing period.

Frequently asked questions

CZNC ownership

Citizens & Northern Corporation (CZNC) is primarily owned by institutional investors, who hold approximately 29.3% of shares. The largest shareholder is BLACKROCK, INC. with a 7.74% stake. Company insiders hold 5.30%. Data sourced from SEC Form 13F as of September 30, 2025.

who owns CZNC stockCZNC ownership structureSEC Form 13F institutional holdingsCZNC float vs institutions
Source: FMP · SEC Form 13F · SEC Form 4As of September 30, 2025