Citizens & Northern Corporation
Citizens & Northern Corporation (CZNC) PE Ratio — Current & Historical Data
Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.
cznc · pe ratio · data through Dec 31, 2025
Core PE Ratio Metrics
Trailing 12 months · TTMThe price-to-earnings (P/E) ratio for Citizens & Northern Corporation (CZNC) measures how much investors pay for each dollar of the company's trailing earnings. CZNC's current PE ratio of 21.64x is calculated by dividing its stock price of $21.32 by its TTM earnings per share of $0.99. +64.9% elevated vs 5Y avg 13.1x
Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31
PE Ratio History
2006 – 2025 · Annual▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)
Historical PE Range
Past 19 fiscal years · Front-end computedMinQ1 · 25%14.7x
MedianQ3 · 75%21.6x
Max
At 21.64x, CZNC's current P/E is higher than in 95% of its annual fiscal year readings over the past 19 years — historically elevated.
Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.
PE Ratio vs Peers
Banks - Regional · 6 peers · Annual PE| Company | Market Cap | PE (Annual) | vs Avg | EPS (TTM) |
|---|---|---|---|---|
Citizens & Northern CorporationYou CZNC | $382M | 21.64x | +87.1% | $0.99 |
 BayCom Corp BCML | $347M | 13.39x | +15.7% | $2.20 |
 Colony Bankcorp, Inc. CBAN | $364M | 11.22x | -3.0% | $1.59 |
 Citizens Financial Services, Inc. CZFS | $314M | 7.48x | -35.3% | $7.62 |
 The First Bancorp, Inc. FNLC | $334M | 8.51x | -26.4% | $3.11 |
 FS Bancorp, Inc. FSBW | $301M | 9.28x | -19.7% | $4.44 |
 Isabella Bank Corporation ISBA | $307M | 19.51x | +68.7% | $2.56 |
Industry Average 6 peers with valid PE | — | 11.57x | baseline | — |
* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio
Annual PE Ratio History
| Fiscal Year End | PE Ratio | EPS (TTM) | YoY Change | PE vs Max |
|---|---|---|---|---|
2025-12-31Latest FY2025 | 13.73x | $1.47 | +25.6% | |
2024-12-31 FY2024 | 10.94x | $1.70 | -22.8% | |
2023-12-31 FY2023 | 14.16x | $1.58 | +6.7% | |
2022-12-31 FY2022 | 13.27x | $1.72 | -1.5% | |
2021-12-31 FY2021 | 13.48x | $1.94 | -11.4% | |
2020-12-31 FY2020 | 15.22x | $1.30 | -21.0% | |
2019-12-31 FY2019 | 19.26x | $1.47 | +31.2% | |
2018-12-31 FY2018 | 14.68x | $1.80 | -32.2% | |
2017-12-31 FY2017 | 21.65x | $1.11 | +8.2% | |
2016-12-31 FY2016 | 20.00x | $1.31 | +29.1% |
▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API
About PE Ratio & Methodology
The price-to-earnings (P/E) ratio for Citizens & Northern Corporation (CZNC) measures how much investors pay for each dollar of the company's trailing earnings. CZNC's current PE ratio of 21.64x is calculated by dividing its stock price of $21.32 by its TTM earnings per share of $0.99.
Frequently asked questions
CZNC pe ratio · 6 questionsCZNC's current PE ratio is 21.64x as of 2026-06-08, based on a stock price of $21.32 and TTM EPS of $0.99. Data sourced from Financial Modeling Prep via CZNC's SEC 10-K and 10-Q filings.
▸ Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Citizens & Northern Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08