Direct Line Insurance Group plc

DIISFOTCFinancial Services

$3.48

$-0.69(-16.55%)

Market Cap$4.5B

P/E Ratio—

52W High$4.17

52W Low$2.085

Avg Volume344

Open$3.48

Beta0.50

Free Cash Flow Financials Revenue

Direct Line Insurance Group plc (DIISF) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

DIISF · free cash flow · updated Jun 8, 2026

Core FCF metrics

DIISF · FCF · TTM · margin & CAGR

Free cash flow was −$471.0M for FY2024 (fiscal year ending 2024-12-31), down 279.8% year-over-year The FCF margin was -10.4%.

FY2024 Free Cash Flow−$471.0M▼ -279.8% YoY

Trailing 12M (TTM)−$223.3Mtrailing 4 quarters sum

FCF Margin-10.4%−$471.0M ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

DIISF · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2024Latest−$364.5M(107M)−$471.0M▼ 279.8%-10.4%

FY2023$404.9M(143M)$261.9M▼ 61.5%7.1%

FY2022$800.2M(120M)$680.1M▲ +126.5%21.6%

FY2021$439.0M(139M)$300.3M▼ 29.2%9.3%

FY2020$584.7M(161M)$423.9M▲ +54.4%13.2%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

DIISF · P/FCF · FCF yield · FCF per share

Direct Line Insurance Group plc (DIISF) reported negative free cash flow of −$0.47B. FCF-based valuation ratios are not meaningful when FCF is negative.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

FCF-based valuation ratios are only meaningful when free cash flow is positive. Negative FCF indicates capital expenditures exceeded operating cash flow.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2024 · 2024-12-31

Cash flow statement summary

DIISF · cash flow statement · operating / investing / financing

For FY2024, Direct Line Insurance Group plc generated −$364.5M in operating cash flow and spent 107M in capital expenditures, yielding −$471.0M in free cash flow.

Operating Activities

−$364.5M

Cash from core business operations

2024-12-31

Investing Activities

−$106.5M

CapEx, acquisitions & investments

2024-12-31

Financing Activities

−$129.6M

Buybacks, dividends & debt

2024-12-31

FCF FormulaOperating CF (−$364.5M) − |CapEx| (107M) = FCF (−$471.0M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

DIISF vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Direct Line Insurance Group plcYOU

DIISF

−$471.0M-279.8%-10.4%

Loss

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Direct Line Insurance Group plc (DIISF) reported free cash flow of −$471.0M for FY2024 (fiscal year ending 2024-12-31), down 279.8% year-over-year. The FCF margin was -10.4%.

Based on available data, Direct Line Insurance Group plc has maintained positive free cash flow for at least 12 fiscal year(s). FCF peaked at $878.5M in FY2012.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

DIISF free cash flow · 8 questions

Direct Line Insurance Group plc free cash flow was −$471.0M for FY2024, down 279.8% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at −$223.3M.

DIISF free cash flowDIISF FCFDIISF FCF 2024DIISF free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Direct Line Insurance Group plc · Direct Line Insurance Group plc SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026