Enterprise Financial Services Corp

EFSCNASDAQFinancial Services● Active

$61.82

+$0.48(+0.77%)

Market Cap$2.3B

P/E Ratio—

52W High$62.3

52W Low$51.18

Avg Volume271K

Open$61.47

Beta0.82

Free Cash Flow Financials Revenue

Enterprise Financial Services Corp (EFSC) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

EFSC · free cash flow · updated Jun 8, 2026

Core FCF metrics

EFSC · FCF · TTM · margin & CAGR

Free cash flow was $181.5M for FY2025 (fiscal year ending 2025-12-31), down 24.3% year-over-year The FCF margin was 19.9%. Five-year CAGR stands at +6.4%.

FY2025 Free Cash Flow$181.5M▼ -24.3% YoY

Trailing 12M (TTM)$203.4Mtrailing 4 quarters sum

FCF Margin19.9%$181.5M ÷ revenue

3-Year CAGR-5.4%FY2022 → FY2025

5-Year CAGR+6.4%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

EFSC · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$193.5M(12M)$181.5M▼ 24.3%19.9%

FY2024$247.4M(7M)$239.9M▼ 8.3%29.5%

FY2023$268.2M(7M)$261.7M▲ +21.9%35.2%

FY2022$216.6M(2M)$214.7M▲ +35.8%40.2%

FY2021$160.6M(3M)$158.1M▲ +18.6%37.5%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

EFSC · P/FCF · FCF yield · FCF per share

Enterprise Financial Services Corp (EFSC) trades at a FCF yield of 8.99% and a price-to-free-cash-flow ratio of 11.2x. FCF per share stands at $5.50, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

8.99%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$5.50

TTM FCF ÷ Shares Outstanding

Price / FCF

x11.2

Share Price ÷ FCF per Share

EV / FCF (TTM)

x11.9

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

EFSC · cash flow statement · operating / investing / financing

For FY2025, Enterprise Financial Services Corp generated $193.5M in operating cash flow and spent 12M in capital expenditures, yielding $181.5M in free cash flow.

Operating Activities

+$193.5M

Cash from core business operations

2025-12-31

Investing Activities

−$1.08B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$803.2M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($193.5M) − |CapEx| (12M) = FCF ($181.5M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

EFSC vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Enterprise Financial Services CorpYOU

EFSC

$181.5M-24.3%19.9%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Enterprise Financial Services Corp (EFSC) reported free cash flow of $181.5M for FY2025 (fiscal year ending 2025-12-31), down 24.3% year-over-year. The FCF margin was 19.9%.

Based on available data, Enterprise Financial Services Corp has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $261.7M in FY2023. The 5-year CAGR stands at +6.4%.

Enterprise Financial Services Corp's FCF yield is 8.99% and price-to-FCF ratio is 11.2x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

EFSC free cash flow · 8 questions

Enterprise Financial Services Corp free cash flow was $181.5M for FY2025, down 24.3% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $203.4M.

EFSC free cash flowEFSC FCFEFSC FCF 2025EFSC free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Enterprise Financial Services Corp · Enterprise Financial Services Corp SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026