EZCORP, Inc.

EZPWNASDAQFinancial Services● Active

$31.67

$-0.28(-0.88%)

Market Cap$1.9B

P/E Ratio—

52W High$37.13

52W Low$12.85

Avg Volume760K

Open$31.82

Beta0.65

Free Cash Flow Financials Revenue

EZCORP, Inc. (EZPW) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

EZPW · free cash flow · updated Jun 8, 2026

Core FCF metrics

EZPW · FCF · TTM · margin & CAGR

Free cash flow was $110.4M for FY2025 (fiscal year ending 2025-09-30), up 41.9% year-over-year The FCF margin was 8.7%. Five-year CAGR stands at +40.0%.

FY2025 Free Cash Flow$110.4M▲ +41.9% YoY

Trailing 12M (TTM)$131.2Mtrailing 4 quarters sum

FCF Margin8.7%$110.4M ÷ revenue

3-Year CAGR+47.2%FY2022 → FY2025

5-Year CAGR+40.0%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

EZPW · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$149.0M(39M)$110.4M▲ +41.9%8.7%

FY2024$113.6M(36M)$77.8M▲ +26.8%6.7%

FY2023$101.8M(40M)$61.4M▲ +77.2%5.8%

FY2022$66.5M(32M)$34.6M▲ +51.7%3.9%

FY2021$46.4M(24M)$22.8M▲ +11.1%3.1%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

EZPW · P/FCF · FCF yield · FCF per share

EZCORP, Inc. (EZPW) trades at a FCF yield of 6.96% and a price-to-free-cash-flow ratio of 13.9x. FCF per share stands at $2.28, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

6.96%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$2.28

TTM FCF ÷ Shares Outstanding

Price / FCF

x13.9

Share Price ÷ FCF per Share

EV / FCF (TTM)

x13.8

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-09-30

Cash flow statement summary

EZPW · cash flow statement · operating / investing / financing

For FY2025, EZCORP, Inc. generated $149.0M in operating cash flow and spent 39M in capital expenditures, yielding $110.4M in free cash flow.

Operating Activities

+$149.0M

Cash from core business operations

2025-09-30

Investing Activities

−$117.9M

CapEx, acquisitions & investments

2025-09-30

Financing Activities

+$274.4M

Buybacks, dividends & debt

2025-09-30

FCF FormulaOperating CF ($149.0M) − |CapEx| (39M) = FCF ($110.4M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

EZPW vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

EZCORP, Inc.YOU

EZPW

$110.4M+41.9%8.7%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

EZCORP, Inc. (EZPW) reported free cash flow of $110.4M for FY2025 (fiscal year ending 2025-09-30), up 41.9% year-over-year. The FCF margin was 8.7%.

Based on available data, EZCORP, Inc. has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $119.1M in FY2011. The 5-year CAGR stands at +40.0%.

EZCORP, Inc.'s FCF yield is 6.96% and price-to-FCF ratio is 13.9x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

EZPW free cash flow · 8 questions

EZCORP, Inc. free cash flow was $110.4M for FY2025, up 41.9% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $131.2M.

EZPW free cash flowEZPW FCFEZPW FCF 2025EZPW free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · EZCORP, Inc. · EZCORP, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026