Fifth Third Bancorp

FITBNASDAQFinancial Services● Active

$52.01

+$0.21(+0.41%)

Market Cap$47.1B

P/E Ratio—

52W High$55.44

52W Low$37.86

Avg Volume7.9M

Open$51.88

Beta0.95

Free Cash Flow Financials Revenue

Fifth Third Bancorp (FITB) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FITB · free cash flow · updated Jun 8, 2026

Core FCF metrics

FITB · FCF · TTM · margin & CAGR

Free cash flow was $3.81B for FY2025 (fiscal year ending 2025-12-31), up 57.9% year-over-year The FCF margin was 29.6%. Five-year CAGR stands at +211.4%.

FY2025 Free Cash Flow$3.81B▲ +57.9% YoY

Trailing 12M (TTM)$1.98Btrailing 4 quarters sum

FCF Margin29.6%$3.81B ÷ revenue

3-Year CAGR-12.8%FY2022 → FY2025

5-Year CAGR+211.4%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

FITB · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$4.51B(709M)$3.81B▲ +57.9%29.6%

FY2024$2.82B(414M)$2.41B▼ 39.6%18.5%

FY2023$4.51B(516M)$3.99B▼ 30.5%32.3%

FY2022$6.43B(685M)$5.74B▲ +139.8%63.3%

FY2021$2.70B(309M)$2.40B▲ +18323.1%30.1%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

FITB · P/FCF · FCF yield · FCF per share

Fifth Third Bancorp (FITB) trades at a FCF yield of 4.21% and a price-to-free-cash-flow ratio of 17.4x. FCF per share stands at $2.99, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

4.21%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$2.99

TTM FCF ÷ Shares Outstanding

Price / FCF

x17.4

Share Price ÷ FCF per Share

EV / FCF (TTM)

x31.8

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

FITB · cash flow statement · operating / investing / financing

For FY2025, Fifth Third Bancorp generated $4.51B in operating cash flow and spent 709M in capital expenditures, yielding $3.81B in free cash flow.

Operating Activities

+$4.51B

Cash from core business operations

2025-12-31

Investing Activities

−$1.85B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$2.18B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($4.51B) − |CapEx| (709M) = FCF ($3.81B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

FITB vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Fifth Third BancorpYOU

FITB

$3.81B+57.9%29.6%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Fifth Third Bancorp (FITB) reported free cash flow of $3.81B for FY2025 (fiscal year ending 2025-12-31), up 57.9% year-over-year. The FCF margin was 29.6%.

Based on available data, Fifth Third Bancorp has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $5.74B in FY2022. The 5-year CAGR stands at +211.4%.

Fifth Third Bancorp's FCF yield is 4.21% and price-to-FCF ratio is 17.4x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

FITB free cash flow · 8 questions

Fifth Third Bancorp free cash flow was $3.81B for FY2025, up 57.9% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $1.98B.

FITB free cash flowFITB FCFFITB FCF 2025FITB free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Fifth Third Bancorp · Fifth Third Bancorp SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026