Companies: 10,795·Total market cap: $144.5T
F & M Bank Corp.

F & M Bank Corp.

FMBMOTCFinancial Services● Active
$34.00
+$0.00(+0.00%)
Market Cap$121011440
P/E Ratio—
52W High$34.75
52W Low$20.1
Cash on HandFinancialsRevenue

F & M Bank Corp. (FMBM) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

FMBM · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$67.8M▲ +16.9% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$19.3M
cashAndCashEquivalents
Short-Term Investments
$48.5M
shortTermInvestments
YoY Change vs Prior Year
+16.9%
vs prior fiscal year
Latest Quarter
$18.3M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$67.8MCash on Hand
Total Debt$10.8MTotal Debt
Net Cash / Net Debt+$57.0MNet Cash Position
Cash vs Debt Ratio
Cash 86%Debt 14%

F & M Bank Corp. has a net cash position of $57.0M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$67.8M − $10.8M = +$57.0M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
FMBM annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$67.8M+16.9%
Dec 31, 2024$58.0M+193.2%
Dec 31, 2023$19.8M-95.2%
Dec 31, 2022$410.7M-1.1%
Dec 31, 2021$415.3M+248.1%
FMBM cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
F & M Bank Corp.
F & M Bank Corp.YOU
FMBM
$67.8M56.1%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

F & M Bank Corp. (FMBM) cash on hand as of December 31, 2025 is $67.8M, comprising $19.3M in cash and cash equivalents (CCE) plus $48.5M in short-term investments — reported as F & M Bank Corp. cash and short-term investments on the balance sheet (10-K filing). Also referred to as F & M Bank Corp. cash reserves or cash position.

F & M Bank Corp. annual cash on hand history shows increased +16.9% in 2025: increased +16.9% in 2025. F & M Bank Corp. cash reserves in 2025 reflect the company's capital allocation strategy.

F & M Bank Corp. carries total debt of $10.8M against cash of $67.8M, resulting in a net cash position of +$57.0M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

FMBM cash on hand · 5 questions

As of December 31, 2025, F & M Bank Corp. (FMBM) has $67,840,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $19,311,000 in cash and cash equivalents (CCE) plus $48,529,000 in short-term investments. Latest quarter (March 31, 2026): $18,337,000. Data sourced from the annual 10-K filing via FMP.

FMBM cash on handFMBM cash reservesFMBM cash 2025how much cash does FMBM have

▸ Source: FMP /balance-sheet-statement · US GAAP · F & M Bank Corp. · F & M Bank Corp. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025