First Merchants Corporation
FRMENASDAQFinancial Services● Active
$40.10
+$0.17(+0.43%)
Market Cap$2.5B
P/E Ratio—
52W High$43.22
52W Low$34.66
First Merchants Corporation (FRME) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
FRME · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 22, 2026EPS Actual
$1.03
Est. $0.96 · +7.3%
Revenue
$0.19B
Est. $0.19B · +2.6%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 22, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue🔥 6-Quarter EPS Beat Streak
FRME reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$1.20
Rev. $3.50B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$1.20
Rev. Est.$3.50B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 22, 2026 | $1.01 | — | — | — | $0.20B | — |
| ▲ Q2 FY2026 | Apr 22, 2026 | $0.96 | $1.03 | +7.3% | $0.19B | $0.19B | +2.6% |
| ▲ Q1 FY2026 | Jan 26, 2026 | $0.96 | $0.98 | +2.1% | $0.18B | $0.17B | +3.0% |
| ▲ Q4 FY2025 | Oct 22, 2025 | $0.96 | $0.99 | +2.9% | $0.17B | $0.17B | -3.7% |
| ▲ Q3 FY2025 | Jul 23, 2025 | $0.94 | $0.98 | +4.3% | $0.16B | $0.17B | -4.9% |
| ▲ Q2 FY2025 | Apr 24, 2025 | $0.91 | $0.94 | +3.3% | $0.16B | $0.17B | -6.2% |
| ▲ Q1 FY2025 | Jan 30, 2025 | $0.90 | $1.00 | +11.1% | $0.16B | $0.17B | -5.9% |
| ▼ Q4 FY2024 | Oct 24, 2024 | $0.90 | $0.84 | -6.7% | $0.16B | $0.17B | -6.2% |
Q3 FY2026
Jul 22, 2026
EPS Actual
—
EPS Est.
$1.01
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 22, 2026Beat
EPS Actual
$1.03
EPS Est.
$0.96
EPS Surpr.
+7.3%
Revenue
$0.19B
Q1 FY2026
Jan 26, 2026Beat
EPS Actual
$0.98
EPS Est.
$0.96
EPS Surpr.
+2.1%
Revenue
$0.18B
Q4 FY2025
Oct 22, 2025Beat
EPS Actual
$0.99
EPS Est.
$0.96
EPS Surpr.
+2.9%
Revenue
$0.17B
Q3 FY2025
Jul 23, 2025Beat
EPS Actual
$0.98
EPS Est.
$0.94
EPS Surpr.
+4.3%
Revenue
$0.16B
Q2 FY2025
Apr 24, 2025Beat
EPS Actual
$0.94
EPS Est.
$0.91
EPS Surpr.
+3.3%
Revenue
$0.16B
Q1 FY2025
Jan 30, 2025Beat
EPS Actual
$1.00
EPS Est.
$0.90
EPS Surpr.
+11.1%
Revenue
$0.16B
Q4 FY2024
Oct 24, 2024Miss
EPS Actual
$0.84
EPS Est.
$0.90
EPS Surpr.
-6.7%
Revenue
$0.16B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $1.19 | $1.20 | $1.21 | 2 |
| Q3 FY2027 | $1.17 | $1.18 | $1.19 | 1 |
| Q2 FY2027 | $1.12 | $1.13 | $1.14 | 1 |
| Q1 FY2027 | $1.05 | $1.06 | $1.07 | 2 |
| Q4 FY2026 | $1.09 | $1.11 | $1.11 | 2 |
| Q3 FY2026 | $1.04 | $1.07 | $1.09 | 4 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q3 FY2027 | $0.2B | $0.2B | $0.2B | 2 |
| Q2 FY2027 | $0.2B | $0.2B | $0.2B | 2 |
| Q1 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q4 FY2026 | $0.2B | $0.2B | $0.2B | 2 |
| Q3 FY2026 | $0.2B | $0.2B | $0.2B | 3 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 22, 2026 | +7.3% | $40.36 | $40.37 | +0.02% |
| ▲ Q1 FY2026 | Jan 26, 2026 | +2.1% | $38.09 | $38.01 | -0.21% |
| ▲ Q4 FY2025 | Oct 22, 2025 | +2.9% | $36.92 | $36.61 | -0.84% |
| ▲ Q3 FY2025 | Jul 23, 2025 | +4.3% | $41.50 | $41.25 | -0.60% |
| ▲ Q2 FY2025 | Apr 24, 2025 | +3.3% | $36.92 | $36.50 | -1.14% |
| ▲ Q1 FY2025 | Jan 30, 2025 | +11.1% | $41.26 | $42.71 | +3.51% |
| ▼ Q4 FY2024 | Oct 24, 2024 | -6.7% | $37.36 | $36.00 | -3.64% |
| ▼ Q3 FY2024 | Jul 25, 2024 | -15.0% | $39.62 | $40.43 | +2.04% |
Q2 FY2026+0.02%
Report Date
Apr 22, 2026
EPS Beat/Miss
+7.3%
Price Before
$40.36
Price After
$40.37
Q1 FY2026-0.21%
Report Date
Jan 26, 2026
EPS Beat/Miss
+2.1%
Price Before
$38.09
Price After
$38.01
Q4 FY2025-0.84%
Report Date
Oct 22, 2025
EPS Beat/Miss
+2.9%
Price Before
$36.92
Price After
$36.61
Q3 FY2025-0.60%
Report Date
Jul 23, 2025
EPS Beat/Miss
+4.3%
Price Before
$41.50
Price After
$41.25
Q2 FY2025-1.14%
Report Date
Apr 24, 2025
EPS Beat/Miss
+3.3%
Price Before
$36.92
Price After
$36.50
Q1 FY2025+3.51%
Report Date
Jan 30, 2025
EPS Beat/Miss
+11.1%
Price Before
$41.26
Price After
$42.71
Q4 FY2024-3.64%
Report Date
Oct 24, 2024
EPS Beat/Miss
-6.7%
Price Before
$37.36
Price After
$36.00
Q3 FY2024+2.04%
Report Date
Jul 25, 2024
EPS Beat/Miss
-15.0%
Price Before
$39.62
Price After
$40.43
Avg Beat Reaction+0.12%
Avg Miss Reaction-0.80%
Beat Rate6 / 8 quarters
Largest Move-3.64% (Q4 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: FRME ends December
First Merchants Corporation (FRME) most recently reported earnings on April 22, 2026 for Q2 FY2026, posting EPS of $1.03 — beating the analyst consensus of $0.96 by +7.3%. FRME has beaten EPS estimates for 6 consecutive quarters. The next FRME earnings date is expected around September 1, 2026.
Each quarter, investors track FRME earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. FRME revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
FRME's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
FRME earnings · 5 questionsFirst Merchants Corporation's next earnings report is expected around September 1, 2026. FRME typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; FRME historically reports after market close (AMC).
FRME earnings datewhen is FRME earningsFRME next earnings datewhen does FRME report earningsFRME earnings calendar
▸ Source: FMP · First Merchants Corporation SEC filings · US GAAP · First Merchants Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026