Companies: 10,795·Total market cap: $144.5T
Five Star Bancorp

Five Star Bancorp

FSBCNASDAQFinancial Services● Active
$43.41
+$0.39(+0.91%)
Market Cap$927938802
P/E Ratio—
52W High$43.61
52W Low$26.2
Cash on HandFinancialsRevenue

Five Star Bancorp (FSBC) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

FSBC · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$564.9M▲ +24.2% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$507.0M
cashAndCashEquivalents
Short-Term Investments
$57.9M
shortTermInvestments
YoY Change vs Prior Year
+24.2%
vs prior fiscal year
Latest Quarter
$137.8M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$564.9MCash on Hand
Total Debt$85.9MTotal Debt
Net Cash / Net Debt+$478.9MNet Cash Position
Cash vs Debt Ratio
Cash 87%Debt 13%

Five Star Bancorp has a net cash position of $478.9M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$564.9M − $85.9M = +$478.9M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
FSBC annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$564.9M+24.2%
Dec 31, 2024$454.7M+4.4%
Dec 31, 2023$435.5M+12.9%
Dec 31, 2022$385.8M-34.4%
Dec 31, 2021$588.6M+37.2%
FSBC cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Five Star Bancorp
Five Star BancorpYOU
FSBC
$564.9M60.9%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Five Star Bancorp (FSBC) cash on hand as of December 31, 2025 is $564.9M, comprising $507.0M in cash and cash equivalents (CCE) plus $57.9M in short-term investments — reported as Five Star Bancorp cash and short-term investments on the balance sheet (10-K filing). Also referred to as Five Star Bancorp cash reserves or cash position.

Five Star Bancorp annual cash on hand history shows increased +24.2% in 2025: increased +24.2% in 2025. Five Star Bancorp cash reserves in 2025 reflect the company's capital allocation strategy.

Five Star Bancorp carries total debt of $85.9M against cash of $564.9M, resulting in a net cash position of +$478.9M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

FSBC cash on hand · 5 questions

As of December 31, 2025, Five Star Bancorp (FSBC) has $564,856,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $506,951,000 in cash and cash equivalents (CCE) plus $57,905,000 in short-term investments. Latest quarter (March 31, 2026): $137,838,000. Data sourced from the annual 10-K filing via FMP.

FSBC cash on handFSBC cash reservesFSBC cash 2025how much cash does FSBC have

▸ Source: FMP /balance-sheet-statement · US GAAP · Five Star Bancorp · Five Star Bancorp SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025