Companies: 10,795·Total market cap: $144.5T
FS Bancorp, Inc.

FS Bancorp, Inc.

FSBWNASDAQFinancial Services● Active
$40.65
$-0.24(-0.59%)
Market Cap$301401132
P/E Ratio—
52W High$44.22
52W Low$36.66
Cash on HandFinancialsRevenue

FS Bancorp, Inc. (FSBW) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

FSBW · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$302.2M▲ +50.5% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$13.5M
cashAndCashEquivalents
Short-Term Investments
$288.7M
shortTermInvestments
YoY Change vs Prior Year
+50.5%
vs prior fiscal year
Latest Quarter
$12.4M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$302.2MCash on Hand
Total Debt$141.1MTotal Debt
Net Cash / Net Debt+$161.1MNet Cash Position
Cash vs Debt Ratio
Cash 68%Debt 32%

FS Bancorp, Inc. has a net cash position of $161.1M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$302.2M − $141.1M = +$161.1M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
FSBW annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$302.2M+50.5%
Dec 31, 2024$200.7M+3.4%
Dec 31, 2023$194.2M-29.5%
Dec 31, 2022$275.4M-10.7%
Dec 31, 2021$308.4M+9.4%
FSBW cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.6%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
FS Bancorp, Inc.
FS Bancorp, Inc.YOU
FSBW
$302.2M100.0%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

FS Bancorp, Inc. (FSBW) cash on hand as of December 31, 2025 is $302.2M, comprising $13.5M in cash and cash equivalents (CCE) plus $288.7M in short-term investments — reported as FS Bancorp, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as FS Bancorp, Inc. cash reserves or cash position.

FS Bancorp, Inc. annual cash on hand history shows increased +50.5% in 2025: increased +50.5% in 2025. FS Bancorp, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

FS Bancorp, Inc. carries total debt of $141.1M against cash of $302.2M, resulting in a net cash position of +$161.1M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

FSBW cash on hand · 5 questions

As of December 31, 2025, FS Bancorp, Inc. (FSBW) has $302,171,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $13,504,000 in cash and cash equivalents (CCE) plus $288,667,000 in short-term investments. Latest quarter (March 31, 2026): $12,424,000. Data sourced from the annual 10-K filing via FMP.

FSBW cash on handFSBW cash reservesFSBW cash 2025how much cash does FSBW have

▸ Source: FMP /balance-sheet-statement · US GAAP · FS Bancorp, Inc. · FS Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025