FVCBankcorp, Inc.

FVCBNASDAQFinancial Services● Active

$16.30

+$0.07(+0.43%)

Market Cap$293347710

P/E Ratio—

52W High$18.41

52W Low$11.13

Avg Volume145K

Open$16.20

Beta0.36

Free Cash Flow Financials Revenue

FVCBankcorp, Inc. (FVCB) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FVCB · free cash flow · updated Jun 8, 2026

Core FCF metrics

FVCB · FCF · TTM · margin & CAGR

Free cash flow was $23.9M for FY2025 (fiscal year ending 2025-12-31), up 31.9% year-over-year The FCF margin was 19.6%. Five-year CAGR stands at +10.4%.

FY2025 Free Cash Flow$23.9M▲ +31.9% YoY

Trailing 12M (TTM)$26.0Mtrailing 4 quarters sum

FCF Margin19.6%$23.9M ÷ revenue

3-Year CAGR+2.4%FY2022 → FY2025

5-Year CAGR+10.4%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

FVCB · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$23.9M(0M)$23.9M▲ +31.9%19.6%

FY2024$18.2M(0M)$18.1M▲ +12.7%16.2%

FY2023$16.3M(0M)$16.1M▼ 27.8%17.5%

FY2022$22.4M(0M)$22.2M▲ +17.2%26.6%

FY2021$19.4M(0M)$19.0M▲ +30.7%26.5%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

FVCB · P/FCF · FCF yield · FCF per share

FVCBankcorp, Inc. (FVCB) trades at a FCF yield of 8.88% and a price-to-free-cash-flow ratio of 11.3x. FCF per share stands at $1.44, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

8.88%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$1.44

TTM FCF ÷ Shares Outstanding

Price / FCF

x11.3

Share Price ÷ FCF per Share

EV / FCF (TTM)

x12.1

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

FVCB · cash flow statement · operating / investing / financing

For FY2025, FVCBankcorp, Inc. generated $23.9M in operating cash flow and spent 0M in capital expenditures, yielding $23.9M in free cash flow.

Operating Activities

+$23.9M

Cash from core business operations

2025-12-31

Investing Activities

−$94.7M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$68.3M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($23.9M) − |CapEx| (0M) = FCF ($23.9M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

FVCB vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

FVCBankcorp, Inc.YOU

FVCB

$23.9M+31.9%19.6%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

FVCBankcorp, Inc. (FVCB) reported free cash flow of $23.9M for FY2025 (fiscal year ending 2025-12-31), up 31.9% year-over-year. The FCF margin was 19.6%.

Based on available data, FVCBankcorp, Inc. has maintained positive free cash flow for at least 14 fiscal year(s). FCF peaked at $23.9M in FY2025. The 5-year CAGR stands at +10.4%.

FVCBankcorp, Inc.'s FCF yield is 8.88% and price-to-FCF ratio is 11.3x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

FVCB free cash flow · 8 questions

FVCBankcorp, Inc. free cash flow was $23.9M for FY2025, up 31.9% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $26.0M.

FVCB free cash flowFVCB FCFFVCB FCF 2025FVCB free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · FVCBankcorp, Inc. · FVCBankcorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026