Companies: 10,795·Total market cap: $144.5T
Greene County Bancorp, Inc.

Greene County Bancorp, Inc.

GCBCNASDAQFinancial Services● Active
$28.21
+$0.59(+2.14%)
Market Cap$480289355
P/E Ratio—
52W High$28.44
52W Low$21.25
Cash on HandFinancialsRevenue

Greene County Bancorp, Inc. (GCBC) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

GCBC · cash on hand · updated Jun 30, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$504.3M▼ -7.2% vs prior year
FY · as of Jun 30, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$184.5M
cashAndCashEquivalents
Short-Term Investments
$319.8M
shortTermInvestments
YoY Change vs Prior Year
-7.2%
vs prior fiscal year
Latest Quarter
$492.6M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: June 30, 2025

Net cash vs debt

Cash & ST Investments$504.3MCash on Hand
Total Debt$128.1MTotal Debt
Net Cash / Net Debt+$376.3MNet Cash Position
Cash vs Debt Ratio
Cash 80%Debt 20%

Greene County Bancorp, Inc. has a net cash position of $376.3M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$504.3M − $128.1M = +$376.3M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
GCBC annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Jun 30, 2025Latest$504.3M-7.2%
Jun 30, 2024$543.2M+12.7%
Jun 30, 2023$482.2M+0.2%
Jun 30, 2022$481.2M-11.7%
Jun 30, 2021$545.2M+101.0%
GCBC cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Greene County Bancorp, Inc.
Greene County Bancorp, Inc.YOU
GCBC
$504.3M105.0%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Greene County Bancorp, Inc. (GCBC) cash on hand as of June 30, 2025 is $504.3M, comprising $184.5M in cash and cash equivalents (CCE) plus $319.8M in short-term investments — reported as Greene County Bancorp, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Greene County Bancorp, Inc. cash reserves or cash position.

Greene County Bancorp, Inc. annual cash on hand history shows decreased -7.2% in 2025: decreased -7.2% in 2025. Greene County Bancorp, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Greene County Bancorp, Inc. carries total debt of $128.1M against cash of $504.3M, resulting in a net cash position of +$376.3M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

GCBC cash on hand · 5 questions

As of June 30, 2025, Greene County Bancorp, Inc. (GCBC) has $504,344,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $184,503,000 in cash and cash equivalents (CCE) plus $319,841,000 in short-term investments. Latest quarter (March 31, 2026): $492,647,000. Data sourced from the annual 10-K filing via FMP.

GCBC cash on handGCBC cash reservesGCBC cash 2025how much cash does GCBC have

▸ Source: FMP /balance-sheet-statement · US GAAP · Greene County Bancorp, Inc. · Greene County Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: June 30, 2025