Grupo Financiero Galicia S.A.

GGALNASDAQFinancial Services● Active

$47.27

$-0.54(-1.12%)

Market Cap$7.6B

P/E Ratio—

52W High$62.52

52W Low$25.89

Avg Volume1.2M

Open$48.22

Beta0.36

Free Cash Flow Financials Revenue

Grupo Financiero Galicia S.A. (GGAL) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

GGAL · free cash flow · updated Jun 8, 2026

Core FCF metrics

GGAL · FCF · TTM · margin & CAGR

Free cash flow was $40.27B for FY2025 (fiscal year ending 2025-12-31), up 101.4% year-over-year The FCF margin was 0.3%. Five-year CAGR stands at -40.0%.

FY2025 Free Cash Flow$40.27B▲ +101.4% YoY

Trailing 12M (TTM)$4.08Ttrailing 4 quarters sum

FCF Margin0.3%$40.27B ÷ revenue

3-Year CAGR-71.5%FY2022 → FY2025

5-Year CAGR-40.0%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

GGAL · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$326.77B(286.50B)$40.27B▲ +101.4%0.3%

FY2024−$2.70T(214.70B)−$2.92T▼ 283.1%-27.4%

FY2023$6.22T(72.64B)$1.59T▼ 8.3%11.5%

FY2022$1.79T(57.70B)$1.74T▲ +674.1%20.4%

FY2021−$281.92B(20.54B)−$302.46B▼ 158.2%-10.6%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

GGAL · P/FCF · FCF yield · FCF per share

Grupo Financiero Galicia S.A. (GGAL) trades at a FCF yield of -7.69% and a price-to-free-cash-flow ratio of 0.0x. FCF per share stands at $25399.05, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

-7.69%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$25399.05

TTM FCF ÷ Shares Outstanding

Price / FCF

x0.0

Share Price ÷ FCF per Share

EV / FCF (TTM)

x-9.2

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

GGAL · cash flow statement · operating / investing / financing

For FY2025, Grupo Financiero Galicia S.A. generated $326.77B in operating cash flow and spent 286.50B in capital expenditures, yielding $40.27B in free cash flow.

Operating Activities

+$326.77B

Cash from core business operations

2025-12-31

Investing Activities

−$12.54T

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$873.80B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($326.77B) − |CapEx| (286.50B) = FCF ($40.27B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

GGAL vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Grupo Financiero Galicia S.A.YOU

GGAL

$40.27B+101.4%0.3%

40%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Grupo Financiero Galicia S.A. (GGAL) reported free cash flow of $40.27B for FY2025 (fiscal year ending 2025-12-31), up 101.4% year-over-year. The FCF margin was 0.3%.

Based on available data, Grupo Financiero Galicia S.A. has maintained positive free cash flow for at least 12 fiscal year(s). FCF peaked at $1.74T in FY2022. The 5-year CAGR stands at -40.0%.

Grupo Financiero Galicia S.A.'s FCF yield is -7.69% and price-to-FCF ratio is 0.0x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

GGAL free cash flow · 8 questions

Grupo Financiero Galicia S.A. free cash flow was $40.27B for FY2025, up 101.4% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $4.08T.

GGAL free cash flowGGAL FCFGGAL FCF 2025GGAL free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Grupo Financiero Galicia S.A. · Grupo Financiero Galicia S.A. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026