Glen Burnie Bancorp

GLBZOTCFinancial Services● Active

$4.65

+$0.00(+0.01%)

Market Cap$13588261

P/E Ratio—

52W High$5.88

52W Low$3.71

Avg Volume1K

Open$4.59

Beta0.16

Free Cash Flow Financials Revenue

Glen Burnie Bancorp (GLBZ) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

GLBZ · free cash flow · updated Jun 8, 2026

Core FCF metrics

GLBZ · FCF · TTM · margin & CAGR

Free cash flow was −$910,000 for FY2025 (fiscal year ending 2025-12-31), down 1617.0% year-over-year The FCF margin was -5.3%.

FY2025 Free Cash Flow−$910,000▼ -1617.0% YoY

Trailing 12M (TTM)−$707,000trailing 4 quarters sum

FCF Margin-5.3%−$910,000 ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

GLBZ · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest−$791,000(0M)−$910,000▼ 1617.0%-5.3%

FY2024$28,000(0M)−$53,000▼ 104.3%-0.3%

FY2023$1.4M(0M)$1.2M▼ 36.7%8.8%

FY2022$2.2M(0M)$2.0M▼ 41.6%14.3%

FY2021$3.7M(0M)$3.4M▲ +227.4%24.4%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

GLBZ · P/FCF · FCF yield · FCF per share

Glen Burnie Bancorp (GLBZ) reported negative free cash flow of −$0.00B. FCF-based valuation ratios are not meaningful when FCF is negative.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

FCF-based valuation ratios are only meaningful when free cash flow is positive. Negative FCF indicates capital expenditures exceeded operating cash flow.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

GLBZ · cash flow statement · operating / investing / financing

For FY2025, Glen Burnie Bancorp generated −$0.8M in operating cash flow and spent 0M in capital expenditures, yielding −$0.9M in free cash flow.

Operating Activities

−$0.8M

Cash from core business operations

2025-12-31

Investing Activities

−$15.4M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$2.8M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF (−$0.8M) − |CapEx| (0M) = FCF (−$0.9M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

GLBZ vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Glen Burnie BancorpYOU

GLBZ

−$910,000-1617.0%-5.3%

Loss

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Glen Burnie Bancorp (GLBZ) reported free cash flow of −$910,000 for FY2025 (fiscal year ending 2025-12-31), down 1617.0% year-over-year. The FCF margin was -5.3%.

Based on available data, Glen Burnie Bancorp has maintained positive free cash flow for at least 13 fiscal year(s). FCF peaked at $4.0M in FY2011.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

GLBZ free cash flow · 8 questions

Glen Burnie Bancorp free cash flow was −$910,000 for FY2025, down 1617.0% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at −$707,000.

GLBZ free cash flowGLBZ FCFGLBZ FCF 2025GLBZ free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Glen Burnie Bancorp · Glen Burnie Bancorp SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026