Companies: 10,795·Total market cap: $144.5T
Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings, Inc.

HRTGNYSEFinancial Services● Active
$22.08
$-0.08(-0.36%)
Market Cap$670125792
P/E Ratio
52W High$31.98
52W Low$16.825

Heritage Insurance Holdings, Inc. (HRTG) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

hrtg · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for Heritage Insurance Holdings, Inc. (HRTG) measures how much investors pay for each dollar of the company's trailing earnings. HRTG's current PE ratio of 3.35x is calculated by dividing its stock price of $22.08 by its TTM earnings per share of $6.57. −71.2% discount vs 5Y avg 11.7x

3.35x
P/E Ratio (TTM)71.2%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E
5.13x
FY2026 est. EPS $4.30
Based on 2 analysts
EPS (TTM)
$6.57
TTM · diluted EPS
PEG Ratio
0.02
Below 1.0 · Growth adjusted
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Heritage Insurance Holdings, Inc. SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-08

PE Ratio History

2012 – 2025 · Annual
PE Ratio (TTM)
5Y Avg 11.7x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 10 fiscal years · Front-end computed
Average
11.3x
10-yr mean
Median
9.9x
10-yr midpoint
Minimum
3.8x
Lowest year
Maximum
30.4x
Highest year
3.4x ← Now
3.8x
Min
Q1 · 25%9.9x
Median
Q3 · 75%30.4x
Max
Historically Low

At 3.35x, HRTG's current P/E is lower than in 0% of its annual fiscal year readings over the past 10 years — historically low.

0th percentileHigher than 0 of 10 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Insurance - Property & Casualty · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
Heritage Insurance Holdings, Inc.
Heritage Insurance Holdings, Inc.You
HRTG
$670M3.35x-68.7%$6.57
American Coastal Insurance Corporation
American Coastal Insurance Corporation
ACIC
$497M5.73x-46.5%$2.20
Amalgamated Financial Corp.
Amalgamated Financial Corp.
AMAL
$1.3B9.18x-14.3%$3.49
Ategrity Specialty Holdings LLC
Ategrity Specialty Holdings LLC
ASIC
$974M12.68x+18.4%$1.66
Bowhead Specialty Holdings Inc.
Bowhead Specialty Holdings Inc.
BOW
$829M17.39x+62.4%$1.64
Donegal Group Inc.
Donegal Group Inc.
DGICA
$628M7.74x-27.7%$2.58
Safety Insurance Group, Inc.
Safety Insurance Group, Inc.
SAFT
$1.0B11.55x+7.8%$6.75
Industry Average
6 peers with valid PE
10.71xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 14 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2025-12-31Latest
FY2025
4.62x$6.33-23.2%
2024-12-31
FY2024
6.02x$2.01+59.6%
2023-12-31
FY2023
3.77x$1.73
2022-12-31
FY2022
$-5.86
2021-12-31
FY2021
$-2.69
2020-12-31
FY2020
30.39x$0.33+124.8%
2019-12-31
FY2019
13.52x$0.98-3.9%
2018-12-31
FY2018
14.06x$1.05
2017-12-31
FY2017
$-0.04
2016-12-31
FY2016
13.71x$1.14+93.4%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for Heritage Insurance Holdings, Inc. (HRTG) measures how much investors pay for each dollar of the company's trailing earnings. HRTG's current PE ratio of 3.35x is calculated by dividing its stock price of $22.08 by its TTM earnings per share of $6.57.

PE Ratio = Stock Price ÷ EPS (TTM)
= $22.08 ÷ $6.57 = 3.35x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

HRTG pe ratio · 6 questions

HRTG's current PE ratio is 3.35x as of 2026-06-08, based on a stock price of $22.08 and TTM EPS of $6.57. Data sourced from Financial Modeling Prep via HRTG's SEC 10-K and 10-Q filings.

HRTG PE ratioWhat is HRTG PE ratioCurrent PE ratio of HRTGHRTG PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Heritage Insurance Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08