Companies: 10,795·Total market cap: $144.5T
Heartland Financial USA, Inc.

Heartland Financial USA, Inc.

HTLFNASDAQFinancial Services
$64.67
$-1.43(-2.16%)
Market Cap$2.8B
P/E Ratio—
52W High$70.27
52W Low$32.035
Cash on HandFinancialsRevenue

Heartland Financial USA, Inc. (HTLF) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

HTLF · cash on hand · updated Dec 31, 2023

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$323.0M▼ -84.7% vs prior year
FY · as of Dec 31, 2023 · Reported in USD
Cash & Cash Equiv. (CCE)
$323.0M
cashAndCashEquivalents
Short-Term Investments
$0
shortTermInvestments
YoY Change vs Prior Year
-84.7%
vs prior fiscal year
Latest Quarter
$588.4M
Q3 2024
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2023

Net cash vs debt

Cash & ST Investments$323.0MCash on Hand
Total Debt$1.02BTotal Debt
Net Cash / Net Debt−$701.0MNet Debt Position
Cash vs Debt Ratio
Cash 24%Debt 76%

Heartland Financial USA, Inc. carries a net debt position of $701.0M. Total debt ($1.02B) exceeds cash on hand ($323.0M). Heartland Financial USA, Inc. cash vs debt ratio: 24% cash / 76% debt.

Net Cash = Cash & ST Investments − Total Debt$323.0M − $1.02B = −$701.0M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
HTLF annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2023Latest$323.0M-84.7%
Dec 31, 2022$2.11B+381.7%
Dec 31, 2021$438.5M+28.6%
Dec 31, 2020$341.0M-10.8%
Dec 31, 2019$382.3M-86.0%
HTLF cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Heartland Financial USA, Inc.
Heartland Financial USA, Inc.YOU
HTLF
$323.0M11.6%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Heartland Financial USA, Inc. (HTLF) cash on hand as of December 31, 2023 is $323.0M, comprising $323.0M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Heartland Financial USA, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Heartland Financial USA, Inc. cash reserves or cash position.

Heartland Financial USA, Inc. annual cash on hand history shows decreased -84.7% in 2023: decreased -84.7% in 2023. Heartland Financial USA, Inc. cash reserves in 2023 reflect the company's capital allocation strategy.

Heartland Financial USA, Inc. carries total debt of $1.02B against cash of $323.0M, resulting in a net debt position of -$701.0M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

HTLF cash on hand · 5 questions

As of December 31, 2023, Heartland Financial USA, Inc. (HTLF) has $323,013,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $323,013,000 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (September 30, 2024): $588,394,000. Data sourced from the annual 10-K filing via FMP.

HTLF cash on handHTLF cash reservesHTLF cash 2023how much cash does HTLF have

▸ Source: FMP /balance-sheet-statement · US GAAP · Heartland Financial USA, Inc. · Heartland Financial USA, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2023