Independent Bank Corporation
IBCPNASDAQFinancial Services● Active
$34.75
+$0.17(+0.49%)
Market Cap$716063956
P/E Ratio—
52W High$39.17
52W Low$29.63
Independent Bank Corporation (IBCP) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
IBCP · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 23, 2026EPS Actual
$0.81
Est. $0.79 · +2.5%
Revenue
$0.06B
Est. $0.06B · +0.3%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 23, 2026
After Market Close
▲ Beat EPS🔥 6-Quarter EPS Beat Streak
IBCP reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.09
Rev. $41.31B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.09
Rev. Est.$41.31B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 23, 2026 | $0.85 | — | — | — | $0.06B | — |
| ▲ Q2 FY2026 | Apr 23, 2026 | $0.79 | $0.81 | +2.5% | $0.06B | $0.06B | +0.3% |
| ▲ Q1 FY2026 | Jan 22, 2026 | $0.83 | $0.89 | +7.2% | $0.06B | $0.06B | -0.7% |
| ▲ Q4 FY2025 | Oct 28, 2025 | $0.83 | $0.84 | +1.2% | $0.06B | $0.05B | +19.7% |
| ▲ Q3 FY2025 | Jul 24, 2025 | $0.78 | $0.81 | +3.9% | $0.05B | $0.05B | +8.0% |
| ▲ Q2 FY2025 | Apr 24, 2025 | $0.70 | $0.74 | +5.7% | $0.05B | $0.05B | +13.0% |
| ▲ Q1 FY2025 | Jan 23, 2025 | $0.77 | $0.87 | +13.0% | $0.06B | $0.06B | +9.6% |
| ▼ Q4 FY2024 | Oct 24, 2024 | $0.76 | $0.65 | -14.5% | $0.05B | $0.04B | +17.3% |
Q3 FY2026
Jul 23, 2026
EPS Actual
—
EPS Est.
$0.85
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 23, 2026Beat
EPS Actual
$0.81
EPS Est.
$0.79
EPS Surpr.
+2.5%
Revenue
$0.06B
Q1 FY2026
Jan 22, 2026Beat
EPS Actual
$0.89
EPS Est.
$0.83
EPS Surpr.
+7.2%
Revenue
$0.06B
Q4 FY2025
Oct 28, 2025Beat
EPS Actual
$0.84
EPS Est.
$0.83
EPS Surpr.
+1.2%
Revenue
$0.06B
Q3 FY2025
Jul 24, 2025Beat
EPS Actual
$0.81
EPS Est.
$0.78
EPS Surpr.
+3.9%
Revenue
$0.05B
Q2 FY2025
Apr 24, 2025Beat
EPS Actual
$0.74
EPS Est.
$0.70
EPS Surpr.
+5.7%
Revenue
$0.05B
Q1 FY2025
Jan 23, 2025Beat
EPS Actual
$0.87
EPS Est.
$0.77
EPS Surpr.
+13.0%
Revenue
$0.06B
Q4 FY2024
Oct 24, 2024Miss
EPS Actual
$0.65
EPS Est.
$0.76
EPS Surpr.
-14.5%
Revenue
$0.05B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.91 | $0.98 | $1.11 | 1 |
| Q3 FY2027 | $0.93 | $1.01 | $1.15 | 1 |
| Q2 FY2027 | $0.89 | $0.96 | $1.09 | 1 |
| Q1 FY2027 | $0.83 | $0.89 | $1.02 | 1 |
| Q4 FY2026 | $0.87 | $0.94 | $1.07 | 1 |
| Q3 FY2026 | $0.86 | $0.93 | $1.06 | 3 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q2 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q1 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q4 FY2026 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2026 | $0.1B | $0.1B | $0.1B | 2 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 23, 2026 | +2.5% | $33.63 | $33.30 | -0.98% |
| ▲ Q1 FY2026 | Jan 22, 2026 | +7.2% | $35.05 | $35.39 | +0.97% |
| ▲ Q4 FY2025 | Oct 28, 2025 | +1.2% | $31.88 | $31.64 | -0.75% |
| ▲ Q3 FY2025 | Jul 24, 2025 | +3.9% | $34.19 | $32.84 | -3.95% |
| ▲ Q2 FY2025 | Apr 24, 2025 | +5.7% | $31.28 | $30.90 | -1.21% |
| ▲ Q1 FY2025 | Jan 23, 2025 | +13.0% | $34.80 | $35.24 | +1.26% |
| ▼ Q4 FY2024 | Oct 24, 2024 | -14.5% | $33.23 | $32.74 | -1.47% |
| ▲ Q3 FY2024 | Jul 25, 2024 | +25.7% | $33.24 | $35.13 | +5.69% |
Q2 FY2026-0.98%
Report Date
Apr 23, 2026
EPS Beat/Miss
+2.5%
Price Before
$33.63
Price After
$33.30
Q1 FY2026+0.97%
Report Date
Jan 22, 2026
EPS Beat/Miss
+7.2%
Price Before
$35.05
Price After
$35.39
Q4 FY2025-0.75%
Report Date
Oct 28, 2025
EPS Beat/Miss
+1.2%
Price Before
$31.88
Price After
$31.64
Q3 FY2025-3.95%
Report Date
Jul 24, 2025
EPS Beat/Miss
+3.9%
Price Before
$34.19
Price After
$32.84
Q2 FY2025-1.21%
Report Date
Apr 24, 2025
EPS Beat/Miss
+5.7%
Price Before
$31.28
Price After
$30.90
Q1 FY2025+1.26%
Report Date
Jan 23, 2025
EPS Beat/Miss
+13.0%
Price Before
$34.80
Price After
$35.24
Q4 FY2024-1.47%
Report Date
Oct 24, 2024
EPS Beat/Miss
-14.5%
Price Before
$33.23
Price After
$32.74
Q3 FY2024+5.69%
Report Date
Jul 25, 2024
EPS Beat/Miss
+25.7%
Price Before
$33.24
Price After
$35.13
Avg Beat Reaction+0.15%
Avg Miss Reaction-1.47%
Beat Rate7 / 8 quarters
Largest Move+5.69% (Q3 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: IBCP ends December
Independent Bank Corporation (IBCP) most recently reported earnings on April 23, 2026 for Q2 FY2026, posting EPS of $0.81 — beating the analyst consensus of $0.79 by +2.5%. IBCP has beaten EPS estimates for 6 consecutive quarters. The next IBCP earnings date is expected around September 1, 2026.
Each quarter, investors track IBCP earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. IBCP revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
IBCP's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
IBCP earnings · 5 questionsIndependent Bank Corporation's next earnings report is expected around September 1, 2026. IBCP typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; IBCP historically reports after market close (AMC).
IBCP earnings datewhen is IBCP earningsIBCP next earnings datewhen does IBCP report earningsIBCP earnings calendar
▸ Source: FMP · Independent Bank Corporation SEC filings · US GAAP · Independent Bank Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026