Intact Financial Corporation

IFC.TOTSXFinancial Services● Active

$276.61

+$0.69(+0.25%)

Market Cap$48.9B

P/E Ratio—

52W High$317.35

52W Low$242.87

Avg Volume458K

Open$274.16

Beta0.30

Cash on Hand Financials Revenue

Intact Financial Corporation (IFC.TO) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

IFC.TO · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$18.92B▲ +0.1% vs prior year

FY · as of Dec 31, 2025 · Reported in CAD

Cash & Cash Equiv. (CCE)

$1.08B

cashAndCashEquivalents

Short-Term Investments

$17.85B

shortTermInvestments

YoY Change vs Prior Year

+0.1%

vs prior fiscal year

Latest Quarter

$2.40B

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in CAD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$18.92BCash on Hand

Total Debt$5.25BTotal Debt

Net Cash / Net Debt+$13.67BNet Cash Position

Cash vs Debt Ratio

Cash 78%Intact Financial Corporation cash as % of market cap: 38.70%% · MCap $49BDebt 22%

Intact Financial Corporation has a net cash position of $13.67B, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$18.92B − $5.25B = +$13.67B

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

IFC.TO annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

IFC.TO cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$18.92B+0.1%

Dec 31, 2024FY$18.90B+5.3%

Dec 31, 2023FY$17.94B-24.8%

Dec 31, 2022FY$23.85B+478.4%

Dec 31, 2021FY$4.12B+67.0%

IFC.TO cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

IFC.TO vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Intact Financial CorporationYOU

IFC.TO

$18.92B$49B38.7%

Mastercard Incorporated

$10.90B$429B2.5%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Intact Financial Corporation (IFC.TO) cash on hand as of December 31, 2025 is $18.92B, comprising $1.08B in cash and cash equivalents (CCE) plus $17.85B in short-term investments — reported as Intact Financial Corporation cash and short-term investments on the balance sheet (10-K filing). Also referred to as Intact Financial Corporation cash reserves or cash position.

Intact Financial Corporation annual cash on hand history shows increased +0.1% in 2025: increased +0.1% in 2025. Intact Financial Corporation cash reserves in 2025 reflect the company's capital allocation strategy.

Intact Financial Corporation carries total debt of $5.25B against cash of $18.92B, resulting in a net cash position of +$13.67B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

IFC.TO cash on hand · 5 questions

As of December 31, 2025, Intact Financial Corporation (IFC.TO) has $18.92B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $1.08B in cash and cash equivalents (CCE) plus $17.85B in short-term investments. Latest quarter (March 31, 2026): $2.40B. Data sourced from the annual 10-K filing via FMP.

IFC.TO cash on handIFC.TO cash reservesIFC.TO cash 2025how much cash does IFC.TO have

▸ Source: FMP /balance-sheet-statement · US GAAP · Intact Financial Corporation · Intact Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025