Israel Discount Bank Limited

ISDAYOTCFinancial Services● Active

$102.90

$-22.85(-18.17%)

Market Cap$12.6B

P/E Ratio—

52W High$135.25

52W Low$76.62

Avg Volume84.812

Open$102.90

Beta0.38

Free Cash Flow Financials Revenue

Israel Discount Bank Limited (ISDAY) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

ISDAY · free cash flow · updated Jun 8, 2026

Core FCF metrics

ISDAY · FCF · TTM · margin & CAGR

Free cash flow was $10.19B for FY2025 (fiscal year ending 2025-12-31), up 200.0% year-over-year The FCF margin was 40.2%. Five-year CAGR stands at +10.4%.

FY2025 Free Cash Flow$10.19B▲ +200.0% YoY

Trailing 12M (TTM)$8.39Btrailing 4 quarters sum

FCF Margin40.2%$10.19B ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGR+10.4%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

ISDAY · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$6.67B(644M)$10.19B▲ +200.0%40.2%

FY2024$4.23B(836M)$3.40B▲ +314.8%12.5%

FY2023$2.01B(1.19B)$819.0M▲ +140.7%3.2%

FY2022−$946.0M(1.06B)−$2.01B▼ 157.8%-13.0%

FY2021$4.46B(977M)$3.48B▼ 44.0%30.6%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

ISDAY · P/FCF · FCF yield · FCF per share

Israel Discount Bank Limited (ISDAY) trades at a FCF yield of 11.08% and a price-to-free-cash-flow ratio of 1.5x. FCF per share stands at $68.17, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

11.08%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$68.17

TTM FCF ÷ Shares Outstanding

Price / FCF

x1.5

Share Price ÷ FCF per Share

EV / FCF (TTM)

x6.6

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

ISDAY · cash flow statement · operating / investing / financing

For FY2025, Israel Discount Bank Limited generated $6.67B in operating cash flow and spent 644M in capital expenditures, yielding $10.19B in free cash flow.

Operating Activities

+$6.67B

Cash from core business operations

2025-12-31

Investing Activities

−$32.38B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$28.94B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($6.67B) − |CapEx| (644M) = FCF ($10.19B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

ISDAY vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Israel Discount Bank LimitedYOU

ISDAY

$10.19B+200.0%40.2%

10%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Israel Discount Bank Limited (ISDAY) reported free cash flow of $10.19B for FY2025 (fiscal year ending 2025-12-31), up 200.0% year-over-year. The FCF margin was 40.2%.

Based on available data, Israel Discount Bank Limited has maintained positive free cash flow for at least 11 fiscal year(s). FCF peaked at $13.48B in FY2011. The 5-year CAGR stands at +10.4%.

Israel Discount Bank Limited's FCF yield is 11.08% and price-to-FCF ratio is 1.5x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

ISDAY free cash flow · 8 questions

Israel Discount Bank Limited free cash flow was $10.19B for FY2025, up 200.0% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $8.39B.

ISDAY free cash flowISDAY FCFISDAY FCF 2025ISDAY free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Israel Discount Bank Limited · Israel Discount Bank Limited SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026