Kemper Corporation

KMPRNYSEFinancial Services● Active

$24.53

$-0.23(-0.91%)

Market Cap$1.4B

P/E Ratio—

52W High$65.32

52W Low$22.69

Avg Volume1.1M

Open$24.71

Beta1.05

Free Cash Flow Financials Revenue

Kemper Corporation (KMPR) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

KMPR · free cash flow · updated Jun 8, 2026

Core FCF metrics

KMPR · FCF · TTM · margin & CAGR

Free cash flow was $553.9M for FY2025 (fiscal year ending 2025-12-31), up 68.0% year-over-year The FCF margin was 11.5%. Five-year CAGR stands at +7.0%.

FY2025 Free Cash Flow$553.9M▲ +68.0% YoY

Trailing 12M (TTM)$459.5Mtrailing 4 quarters sum

FCF Margin11.5%$553.9M ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGR+7.0%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

KMPR · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$584.5M(31M)$553.9M▲ +68.0%11.5%

FY2024$382.9M(53M)$329.7M▲ +274.4%7.1%

FY2023−$135.3M(54M)−$189.1M▲ +21.6%-3.8%

FY2022−$210.3M(31M)−$241.1M▼ 182.3%-4.4%

FY2021$350.7M(58M)$292.9M▼ 25.8%5.2%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

KMPR · P/FCF · FCF yield · FCF per share

Kemper Corporation (KMPR) trades at a FCF yield of 31.83% and a price-to-free-cash-flow ratio of 3.3x. FCF per share stands at $7.41, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

31.83%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$7.41

TTM FCF ÷ Shares Outstanding

Price / FCF

x3.3

Share Price ÷ FCF per Share

EV / FCF (TTM)

x5.0

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

KMPR · cash flow statement · operating / investing / financing

For FY2025, Kemper Corporation generated $584.5M in operating cash flow and spent 31M in capital expenditures, yielding $553.9M in free cash flow.

Operating Activities

+$584.5M

Cash from core business operations

2025-12-31

Investing Activities

+$336.2M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$860.1M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($584.5M) − |CapEx| (31M) = FCF ($553.9M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

KMPR vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Kemper CorporationYOU

KMPR

$553.9M+68.0%11.5%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Kemper Corporation (KMPR) reported free cash flow of $553.9M for FY2025 (fiscal year ending 2025-12-31), up 68.0% year-over-year. The FCF margin was 11.5%.

Based on available data, Kemper Corporation has maintained positive free cash flow for at least 12 fiscal year(s). FCF peaked at $553.9M in FY2025. The 5-year CAGR stands at +7.0%.

Kemper Corporation's FCF yield is 31.83% and price-to-FCF ratio is 3.3x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

KMPR free cash flow · 8 questions

Kemper Corporation free cash flow was $553.9M for FY2025, up 68.0% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $459.5M.

KMPR free cash flowKMPR FCFKMPR FCF 2025KMPR free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Kemper Corporation · Kemper Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026