Lemonade, Inc.
Lemonade, Inc. (LMND) Stock Ownership
Institutional vs insider vs public ownership from 13F and float data — top holders, activity, and insider trades below.
SEC 13F · FMP · LMND · as of Sep 30, 2025
Ownership Breakdown
332
Institutional Holders
▲ 22 vs Q2
$2.36B
Total Inst. Value
▲ $390.97M vs Q2
76.82M
Shares Outstanding
freeFloat 92.62%
44.13M
13F Shares Held
▼ 873,082 vs Q2
Institutional ownership = 13F shares ÷ total outstanding. Insider % = 100 − free float. Public % = free float − institution %. Data: FMP /symbol-positions-summary + /shares-float + SEC EDGAR.
Top Institutional Holders
LMND largest shareholders · institutional ownership
Q3 2025 · SEC 13F
Showing top 10 holders
| Holder | Shares | % Owned | Weight | Value | Reported | Change |
|---|---|---|---|---|---|---|
VANGUARD GROUP INC fire, marine & casualty insurance | 6.28M | 8.55% | 8.55% | $336.12B | Nov 7, 2025 | ▲ 57.9K |
BLACKROCK, INC. fire, marine & casualty insurance | 4.46M | 6.08% | 6.08% | $238.93B | Nov 12, 2025 | ▲ 308.9K |
SOFTBANK GROUP CORP. fire, marine & casualty insurance | 3.56M | 4.85% | 4.85% | $190.78B | Nov 14, 2025 | ▼ 2.39M |
JPMORGAN CHASE & CO fire, marine & casualty insurance | 3.51M | 4.77% | 4.77% | $187.69B | Nov 26, 2025 | ▲ 832.0K |
BAILLIE GIFFORD & CO fire, marine & casualty insurance | 2.94M | 4.01% | 4.01% | $157.49B | Oct 31, 2025 | ▼ 168.2K |
D. E. SHAW & CO., INC. fire, marine & casualty insurance | 1.82M | 2.48% | 2.48% | $97.31B | Nov 14, 2025 | ▼ 401.1K |
STATE STREET CORP fire, marine & casualty insurance | 1.54M | 2.10% | 2.10% | $82.63B | Nov 14, 2025 | ▼ 72.8K |
GEODE CAPITAL MANAGEMENT, LLC fire, marine & casualty insurance | 1.37M | 1.87% | 1.87% | $73.39B | Nov 12, 2025 | ▲ 72.9K |
MORGAN STANLEY fire, marine & casualty insurance | 1.31M | 1.79% | 1.79% | $70.19B | May 27, 2026 | ▼ 503.6K |
BIT CAPITAL GMBH fire, marine & casualty insurance | 1.25M | 1.71% | 1.71% | $67.15B | Nov 10, 2025 | ▲ 513.4K |
Data from SEC Form 13F filings. Ownership bar normalised to largest holder. Change flags: isNew / isSoldOut / changeInSharesNumber (FMP extract-analytics/holder).
Institutional Activity
Q3 2025 vs prior quarter
Q3 2025
30
Increased
+6.74M shares4
New Positions
first time holders15
Decreased
−4.46M shares0
Sold Out
fully exitedNet shares change (top 50)
+2.27M
+6.74M / −4.46M
Net new holders
+19
4 new / 0 exited
Based on top 50 institutional holders by position size. Fields: isNew, isSoldOut, changeInSharesNumber (FMP extract-analytics/holder, limit=50).
Insider Buying vs Selling
LMND insider trading · insider activity
Source: SEC Form 4
Insiders have been primarily selling shares recently. Selling may be driven by pre-scheduled Rule 10b5-1 plans rather than negative sentiment.
5
Buy transactions
4
Sell transactions
1.25
Buy/Sell ratio
$0M
Total disposed
Recent Insider Transactions
Showing 10 most recent · Common Stock only
| Name · Role | Date | Type | Shares | Price | Value | After Trans. | Filing |
|---|---|---|---|---|---|---|---|
BIXBY TIMOTHY E Chief Financial Officer | Jun 3, 2026 | Sale | 2,227 | $53.17 | $118.4K | 247.3K | Form 4 ↗ |
Peters John Sheldon Chief Insurance Officer | Jun 3, 2026 | Sale | 1,735 | $53.17 | $92.2K | 85.0K | Form 4 ↗ |
Peters John Sheldon Chief Insurance Officer | Jun 4, 2026 | Sale | 3,608 | $52.94 | $191.0K | 81.4K | Form 4 ↗ |
Prosor Maya Chief Business Officer | Jun 3, 2026 | Sale | 1,220 | $53.17 | $64.9K | 187.6K | Form 4 ↗ |
Seeley Geoff director | Jun 3, 2026 | Award | 2,848 | — | — | 6.0K | Form 4 ↗ |
Ratanchandani Prashant director | Jun 3, 2026 | Award | 2,848 | — | — | 6.2K | Form 4 ↗ |
Schwartz Debra director | Jun 3, 2026 | Award | 2,848 | — | — | 24.4K | Form 4 ↗ |
Haj-Yehia Samer director | Jun 3, 2026 | Award | 2,848 | — | — | 27.2K | Form 4 ↗ |
Angelidis-Smith Maria director | Jun 3, 2026 | Award | 2,848 | — | — | 17.7K | Form 4 ↗ |
Angelidis-Smith Maria director | Mar 10, 2026 | Purchase | 5,390 | $55.70 | $300.2K | 38.9K | Form 4 ↗ |
Source: /insider-trading/search (FMP stable). Buy/Sell direction: acquisitionOrDisposition A=Buy, D=Sell. RSU vesting (M-Exempt) excluded from sentiment bar. All data from SEC EDGAR public filings.
About institutional & insider ownership
Lemonade, Inc. (LMND) is primarily owned by institutional investors, who hold approximately 57.5% of total shares outstanding. Company insiders own approximately 7.38%, while retail and public investors account for the remaining 35.17%.
The largest institutional shareholder of Lemonade, Inc. is VANGUARD GROUP INC, holding approximately 6.28 million shares — equal to 8.55% of outstanding shares — as of September 30, 2025.
A total of 332 institutional investors currently hold LMND stock, with a combined institutional value of approximately $2.36 billion as of the most recent 13F filing period.
Frequently asked questions
LMND ownershipLemonade, Inc. (LMND) is primarily owned by institutional investors, who hold approximately 57.5% of shares. The largest shareholder is VANGUARD GROUP INC with a 8.55% stake. Company insiders hold 7.38%. Data sourced from SEC Form 13F as of September 30, 2025.