LexinFintech Holdings Ltd.

LXNASDAQFinancial Services● Active

$2.12

+$0.05(+2.17%)

Market Cap$356722992

P/E Ratio—

52W High$7.985

52W Low$1.79

Avg Volume1.8M

Open$2.10

Beta0.78

Cash on Hand Financials Revenue

LexinFintech Holdings Ltd. (LX) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

LX · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$3.95B▲ +69.4% vs prior year

FY · as of Dec 31, 2025 · Reported in CNY

Cash & Cash Equiv. (CCE)

$3.88B

cashAndCashEquivalents

Short-Term Investments

$78.5M

shortTermInvestments

YoY Change vs Prior Year

+69.4%

vs prior fiscal year

Latest Quarter

$3.22B

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in CNY

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$3.95BCash on Hand

Total Debt$4.80BTotal Debt

Net Cash / Net Debt−$840.5MNet Debt Position

Cash vs Debt Ratio

Cash 45%LexinFintech Holdings Ltd. cash as % of market cap: 1108.67%% · MCap $0BDebt 55%

LexinFintech Holdings Ltd. carries a net debt position of $840.5M. Total debt ($4.80B) exceeds cash on hand ($3.95B). LexinFintech Holdings Ltd. cash vs debt ratio: 45% cash / 55% debt.

Net Cash = Cash & ST Investments − Total Debt$3.95B − $4.80B = −$840.5M

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

LX annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

LX cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$3.95B+69.4%

Dec 31, 2024FY$2.33B-17.4%

Dec 31, 2023FY$2.82B+60.1%

Dec 31, 2022FY$1.76B-33.8%

Dec 31, 2021FY$2.66B+70.4%

LX cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

LX vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Mastercard Incorporated

$10.90B$430B2.5%

LexinFintech Holdings Ltd.YOU

$3.95B$357M1108.7%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

LexinFintech Holdings Ltd. (LX) cash on hand as of December 31, 2025 is $3.95B, comprising $3.88B in cash and cash equivalents (CCE) plus $78.5M in short-term investments — reported as LexinFintech Holdings Ltd. cash and short-term investments on the balance sheet (10-K filing). Also referred to as LexinFintech Holdings Ltd. cash reserves or cash position.

LexinFintech Holdings Ltd. annual cash on hand history shows increased +69.4% in 2025: increased +69.4% in 2025. LexinFintech Holdings Ltd. cash reserves in 2025 reflect the company's capital allocation strategy.

LexinFintech Holdings Ltd. carries total debt of $4.80B against cash of $3.95B, resulting in a net debt position of -$840.5M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

LX cash on hand · 5 questions

As of December 31, 2025, LexinFintech Holdings Ltd. (LX) has $3.95B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $3.88B in cash and cash equivalents (CCE) plus $78,507,962 in short-term investments. Latest quarter (March 31, 2026): $3.22B. Data sourced from the annual 10-K filing via FMP.

LX cash on handLX cash reservesLX cash 2025how much cash does LX have

▸ Source: FMP /balance-sheet-statement · US GAAP · LexinFintech Holdings Ltd. · LexinFintech Holdings Ltd. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025