Midland States Bancorp, Inc.
MSBINASDAQFinancial Services● Active
$28.81
+$0.28(+0.98%)
Market Cap$597225538
P/E Ratio—
52W High$28.8732
52W Low$14.24
Midland States Bancorp, Inc. (MSBI) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
MSBI · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 23, 2026EPS Actual
$0.79
Est. $0.60 · +31.7%
Revenue
$0.08B
Est. $0.08B · +7.3%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 23, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue✓ 1-Quarter EPS Beat Streak
MSBI reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 23, 2026 | $0.78 | — | — | — | $0.08B | — |
| ▲ Q2 FY2026 | Apr 23, 2026 | $0.60 | $0.79 | +31.7% | $0.08B | $0.08B | +7.3% |
| ▼ Q1 FY2026 | Jan 22, 2026 | $0.70 | $0.53 | -24.3% | $0.09B | $0.07B | +15.8% |
| ▼ Q4 FY2025 | Oct 30, 2025 | $0.61 | $0.24 | -60.7% | $0.08B | $0.08B | -1.3% |
| — Q3 FY2025 | Sep 8, 2025 | — | $0.55 | — | $0.12B | — | — |
| ▼ Q3 FY2025 | Jul 24, 2025 | $0.63 | $0.44 | -30.2% | $0.07B | $0.08B | -11.8% |
| ▼ Q2 FY2025 | Jun 25, 2025 | $0.63 | -$0.05 | -107.8% | $0.14B | $0.08B | +80.3% |
| ▲ Q4 FY2024 | Oct 24, 2024 | $0.64 | $0.74 | +15.6% | $0.07B | $0.07B | -1.0% |
Q3 FY2026
Jul 23, 2026
EPS Actual
—
EPS Est.
$0.78
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 23, 2026Beat
EPS Actual
$0.79
EPS Est.
$0.60
EPS Surpr.
+31.7%
Revenue
$0.08B
Q1 FY2026
Jan 22, 2026Miss
EPS Actual
$0.53
EPS Est.
$0.70
EPS Surpr.
-24.3%
Revenue
$0.09B
Q4 FY2025
Oct 30, 2025Miss
EPS Actual
$0.24
EPS Est.
$0.61
EPS Surpr.
-60.7%
Revenue
$0.08B
Q3 FY2025
Sep 8, 2025
EPS Actual
$0.55
EPS Est.
—
EPS Surpr.
—
Revenue
$0.12B
Q3 FY2025
Jul 24, 2025Miss
EPS Actual
$0.44
EPS Est.
$0.63
EPS Surpr.
-30.2%
Revenue
$0.07B
Q2 FY2025
Jun 25, 2025Miss
EPS Actual
-$0.05
EPS Est.
$0.63
EPS Surpr.
-107.8%
Revenue
$0.14B
Q4 FY2024
Oct 24, 2024Beat
EPS Actual
$0.74
EPS Est.
$0.64
EPS Surpr.
+15.6%
Revenue
$0.07B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.81 | $0.82 | $0.83 | 1 |
| Q3 FY2027 | $0.80 | $0.81 | $0.82 | 1 |
| Q2 FY2027 | $0.76 | $0.77 | $0.77 | 1 |
| Q1 FY2027 | $0.74 | $0.74 | $0.75 | 1 |
| Q4 FY2026 | $0.79 | $0.80 | $0.81 | 1 |
| Q3 FY2026 | $0.79 | $0.80 | $0.81 | 3 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.1B | $0.1B | $0.1B | 2 |
| Q2 FY2027 | $0.1B | $0.1B | $0.1B | 2 |
| Q1 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q4 FY2026 | $0.1B | $0.1B | $0.1B | 2 |
| Q3 FY2026 | $0.1B | $0.1B | $0.1B | 3 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 23, 2026 | +31.7% | $23.07 | $23.39 | +1.39% |
| ▼ Q1 FY2026 | Jan 22, 2026 | -24.3% | $23.74 | $24.11 | +1.56% |
| ▼ Q4 FY2025 | Oct 30, 2025 | -60.7% | $16.16 | $16.02 | -0.87% |
| — Q3 FY2025 | Sep 8, 2025 | — | $18.14 | $18.24 | +0.55% |
| ▼ Q3 FY2025 | Jul 24, 2025 | -30.2% | $18.54 | $18.00 | -2.91% |
| ▼ Q2 FY2025 | Jun 25, 2025 | -107.8% | $17.10 | $17.10 | +0.00% |
| ▲ Q4 FY2024 | Oct 24, 2024 | +15.6% | $23.20 | $22.97 | -0.99% |
| ▼ Q3 FY2024 | Jul 25, 2024 | -72.2% | $25.50 | $25.99 | +1.92% |
Q2 FY2026+1.39%
Report Date
Apr 23, 2026
EPS Beat/Miss
+31.7%
Price Before
$23.07
Price After
$23.39
Q1 FY2026+1.56%
Report Date
Jan 22, 2026
EPS Beat/Miss
-24.3%
Price Before
$23.74
Price After
$24.11
Q4 FY2025-0.87%
Report Date
Oct 30, 2025
EPS Beat/Miss
-60.7%
Price Before
$16.16
Price After
$16.02
Q3 FY2025+0.55%
Report Date
Sep 8, 2025
EPS Beat/Miss
—
Price Before
$18.14
Price After
$18.24
Q3 FY2025-2.91%
Report Date
Jul 24, 2025
EPS Beat/Miss
-30.2%
Price Before
$18.54
Price After
$18.00
Q2 FY2025+0.00%
Report Date
Jun 25, 2025
EPS Beat/Miss
-107.8%
Price Before
$17.10
Price After
$17.10
Q4 FY2024-0.99%
Report Date
Oct 24, 2024
EPS Beat/Miss
+15.6%
Price Before
$23.20
Price After
$22.97
Q3 FY2024+1.92%
Report Date
Jul 25, 2024
EPS Beat/Miss
-72.2%
Price Before
$25.50
Price After
$25.99
Avg Beat Reaction+0.20%
Avg Miss Reaction-0.06%
Beat Rate2 / 8 quarters
Largest Move-2.91% (Q3 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: MSBI ends December
Midland States Bancorp, Inc. (MSBI) most recently reported earnings on April 23, 2026 for Q2 FY2026, posting EPS of $0.79 — beating the analyst consensus of $0.60 by +31.7%. The next MSBI earnings date is expected around September 1, 2026.
Each quarter, investors track MSBI earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. MSBI revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
MSBI's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
MSBI earnings · 5 questionsMidland States Bancorp, Inc.'s next earnings report is expected around September 1, 2026. MSBI typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; MSBI historically reports after market close (AMC).
MSBI earnings datewhen is MSBI earningsMSBI next earnings datewhen does MSBI report earningsMSBI earnings calendar
▸ Source: FMP · Midland States Bancorp, Inc. SEC filings · US GAAP · Midland States Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026