Navient Corporation
NAVINASDAQFinancial Services● Active
$7.82
+$0.01(+0.15%)
Market Cap$735175821
P/E Ratio—
52W High$16.07
52W Low$7.33
Navient Corporation (NAVI) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
NAVI · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 29, 2026EPS Actual
$0.20
Est. $0.17 · +17.6%
Revenue
$0.15B
Est. $0.14B · +7.4%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 29, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue✓ 1-Quarter EPS Beat Streak
NAVI reports quarterly as a NASDAQ-listed Financial - Credit Services company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Rev. $0.58B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
Rev. Est.$0.58B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 29, 2026 | $0.19 | — | — | — | $0.14B | — |
| ▲ Q2 FY2026 | Apr 29, 2026 | $0.17 | $0.20 | +17.6% | $0.15B | $0.14B | +7.4% |
| ▼ Q1 FY2026 | Jan 28, 2026 | $0.31 | $0.02 | -93.6% | $0.14B | $0.16B | -9.9% |
| ▲ Q4 FY2025 | Oct 29, 2025 | $0.18 | $0.29 | +61.1% | $0.80B | $0.14B | +485.0% |
| ▼ Q3 FY2025 | Jul 30, 2025 | $0.27 | $0.21 | -22.2% | $0.81B | $0.15B | +450.8% |
| ▲ Q2 FY2025 | Apr 30, 2025 | $0.19 | $0.28 | +47.4% | $0.80B | $0.15B | +445.6% |
| ▼ Q1 FY2025 | Jan 29, 2025 | $0.26 | $0.25 | -3.9% | $0.59B | $0.15B | +287.6% |
| ▲ Q4 FY2024 | Oct 30, 2024 | $0.23 | $0.28 | +21.7% | $0.95B | $0.15B | +530.4% |
Q3 FY2026
Jul 29, 2026
EPS Actual
—
EPS Est.
$0.19
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 29, 2026Beat
EPS Actual
$0.20
EPS Est.
$0.17
EPS Surpr.
+17.6%
Revenue
$0.15B
Q1 FY2026
Jan 28, 2026Miss
EPS Actual
$0.02
EPS Est.
$0.31
EPS Surpr.
-93.6%
Revenue
$0.14B
Q4 FY2025
Oct 29, 2025Beat
EPS Actual
$0.29
EPS Est.
$0.18
EPS Surpr.
+61.1%
Revenue
$0.80B
Q3 FY2025
Jul 30, 2025Miss
EPS Actual
$0.21
EPS Est.
$0.27
EPS Surpr.
-22.2%
Revenue
$0.81B
Q2 FY2025
Apr 30, 2025Beat
EPS Actual
$0.28
EPS Est.
$0.19
EPS Surpr.
+47.4%
Revenue
$0.80B
Q1 FY2025
Jan 29, 2025Miss
EPS Actual
$0.25
EPS Est.
$0.26
EPS Surpr.
-3.9%
Revenue
$0.59B
Q4 FY2024
Oct 30, 2024Beat
EPS Actual
$0.28
EPS Est.
$0.23
EPS Surpr.
+21.7%
Revenue
$0.95B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.29 | $0.32 | $0.35 | 2 |
| Q3 FY2027 | $0.12 | $0.13 | $0.14 | 2 |
| Q2 FY2027 | $0.24 | $0.26 | $0.29 | 2 |
| Q1 FY2027 | $0.20 | $0.22 | $0.24 | 2 |
| Q4 FY2026 | $0.21 | $0.23 | $0.25 | 4 |
| Q3 FY2026 | $0.02 | $0.09 | $0.18 | 6 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.2B | $0.2B | $0.2B | 3 |
| Q3 FY2027 | $0.2B | $0.2B | $0.2B | 2 |
| Q2 FY2027 | $0.2B | $0.2B | $0.2B | 2 |
| Q1 FY2027 | $0.2B | $0.2B | $0.2B | 3 |
| Q4 FY2026 | $0.1B | $0.2B | $0.2B | 3 |
| Q3 FY2026 | $0.1B | $0.2B | $0.2B | 4 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 29, 2026 | +17.6% | $9.17 | $9.51 | +3.71% |
| ▼ Q1 FY2026 | Jan 28, 2026 | -93.6% | $12.04 | $9.81 | -18.52% |
| ▲ Q4 FY2025 | Oct 29, 2025 | +61.1% | $12.94 | $11.67 | -9.81% |
| ▼ Q3 FY2025 | Jul 30, 2025 | -22.2% | $13.79 | $12.68 | -8.05% |
| ▲ Q2 FY2025 | Apr 30, 2025 | +47.4% | $12.70 | $12.38 | -2.52% |
| ▼ Q1 FY2025 | Jan 29, 2025 | -3.9% | $14.75 | $14.27 | -3.25% |
| ▲ Q4 FY2024 | Oct 30, 2024 | +21.7% | $15.14 | $15.19 | +0.33% |
| ▲ Q3 FY2024 | Jul 24, 2024 | +14.3% | $15.54 | $15.69 | +0.97% |
Q2 FY2026+3.71%
Report Date
Apr 29, 2026
EPS Beat/Miss
+17.6%
Price Before
$9.17
Price After
$9.51
Q1 FY2026-18.52%
Report Date
Jan 28, 2026
EPS Beat/Miss
-93.6%
Price Before
$12.04
Price After
$9.81
Q4 FY2025-9.81%
Report Date
Oct 29, 2025
EPS Beat/Miss
+61.1%
Price Before
$12.94
Price After
$11.67
Q3 FY2025-8.05%
Report Date
Jul 30, 2025
EPS Beat/Miss
-22.2%
Price Before
$13.79
Price After
$12.68
Q2 FY2025-2.52%
Report Date
Apr 30, 2025
EPS Beat/Miss
+47.4%
Price Before
$12.70
Price After
$12.38
Q1 FY2025-3.25%
Report Date
Jan 29, 2025
EPS Beat/Miss
-3.9%
Price Before
$14.75
Price After
$14.27
Q4 FY2024+0.33%
Report Date
Oct 30, 2024
EPS Beat/Miss
+21.7%
Price Before
$15.14
Price After
$15.19
Q3 FY2024+0.97%
Report Date
Jul 24, 2024
EPS Beat/Miss
+14.3%
Price Before
$15.54
Price After
$15.69
Avg Beat Reaction-1.46%
Avg Miss Reaction-9.94%
Beat Rate5 / 8 quarters
Largest Move-18.52% (Q1 FY2026)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: NAVI ends December
Navient Corporation (NAVI) most recently reported earnings on April 29, 2026 for Q2 FY2026, posting EPS of $0.20 — beating the analyst consensus of $0.17 by +17.6%. The next NAVI earnings date is expected around September 1, 2026.
Each quarter, investors track NAVI earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. NAVI revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
NAVI's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
NAVI earnings · 5 questionsNavient Corporation's next earnings report is expected around September 1, 2026. NAVI typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; NAVI historically reports after market close (AMC).
NAVI earnings datewhen is NAVI earningsNAVI next earnings datewhen does NAVI report earningsNAVI earnings calendar
▸ Source: FMP · Navient Corporation SEC filings · US GAAP · Navient Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026