NBT Bancorp Inc.
NBTBNASDAQFinancial Services● Active
$46.65
+$0.24(+0.52%)
Market Cap$2.4B
P/E Ratio—
52W High$47.07
52W Low$39.2
NBT Bancorp Inc. (NBTB) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · NBTB · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $0.87B | $0.79B | $0.66B | $0.54B | $0.49B |
| Cost of Revenue | $0.24B | $0.23B | $0.17B | $0.04B | $0.01B |
| Gross Profit | $0.63B | $0.55B | $0.49B | $0.50B | $0.48B |
| Gross Margin %(computed) | 72.14% | 70.59% | 74.36% | 92.73% | 97.87% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $0.08B | $0.24B | $0.20B | $0.19B | $0.18B |
| Total Operating Expenses | $0.41B | $0.38B | $0.34B | $0.30B | $0.28B |
| Operating Income | $0.22B | $0.18B | $0.15B | $0.20B | $0.20B |
| Operating Margin %(computed) | 25.30% | 22.83% | 23.17% | 36.53% | 40.40% |
| Interest Income | $0.71B | $0.61B | $0.52B | $0.38B | $0.34B |
| Interest Expense | $0.21B | $0.21B | $0.14B | $0.02B | $0.02B |
| Income Before Tax | $0.22B | $0.18B | $0.15B | $0.20B | $0.20B |
| Income Tax Expense | $0.05B | $0.04B | $0.03B | $0.04B | $0.04B |
| Net Income | $0.17B | $0.14B | $0.12B | $0.15B | $0.15B |
| Net Margin %(computed) | 19.51% | 17.89% | 17.93% | 28.30% | 31.31% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $3.34 | $2.98 | $2.67 | $3.54 | $3.57 |
| Wtd Avg Shares | 0.05B | 0.05B | 0.04B | 0.04B | 0.04B |
| EBITDA | $0.24B | $0.21B | $0.18B | $0.22B | $0.22B |
| EBITDA Margin %(computed) | 27.79% | 26.33% | 26.53% | 40.08% | 44.41% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
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About NBT Bancorp Inc. (NBTB) Income Statement
NBT Bancorp Inc. (NBTB) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, NBTB reported revenue of $0.87B, gross profit of $0.63B (gross margin 72.14%), and net income of $0.17B — a net profit margin of 19.51%.
Frequently asked questions
NBTB · 4 questionsNBT Bancorp Inc. (NBTB) reported revenue of $0.87B for 2025, up 10.4% year-over-year.
NBTB revenueNBTB salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08