Northfield Bancorp, Inc.

NFBKNASDAQFinancial Services● Active

$14.50

+$0.15(+1.01%)

Market Cap$605369180

P/E Ratio—

52W High$14.495

52W Low$9.91

Avg Volume274K

Open$14.38

Beta0.71

Free Cash Flow Financials Revenue

Northfield Bancorp, Inc. (NFBK) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

NFBK · free cash flow · updated Jun 8, 2026

Core FCF metrics

NFBK · FCF · TTM · margin & CAGR

Free cash flow was $52.5M for FY2025 (fiscal year ending 2025-12-31), up 75.4% year-over-year The FCF margin was 28.5%. Five-year CAGR stands at +0.1%.

FY2025 Free Cash Flow$52.5M▲ +75.4% YoY

Trailing 12M (TTM)$62.6Mtrailing 4 quarters sum

FCF Margin28.5%$52.5M ÷ revenue

3-Year CAGR-13.3%FY2022 → FY2025

5-Year CAGR+0.1%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

NFBK · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$53.7M(1M)$52.5M▲ +75.4%28.5%

FY2024$31.1M(1M)$30.0M▼ 30.9%11.9%

FY2023$47.0M(4M)$43.4M▼ 46.3%19.6%

FY2022$83.3M(3M)$80.8M▲ +28.0%43.0%

FY2021$64.8M(2M)$63.1M▲ +21.0%33.8%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

NFBK · P/FCF · FCF yield · FCF per share

Northfield Bancorp, Inc. (NFBK) trades at a FCF yield of 10.34% and a price-to-free-cash-flow ratio of 9.3x. FCF per share stands at $1.56, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

10.34%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$1.56

TTM FCF ÷ Shares Outstanding

Price / FCF

x9.3

Share Price ÷ FCF per Share

EV / FCF (TTM)

x23.8

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

NFBK · cash flow statement · operating / investing / financing

For FY2025, Northfield Bancorp, Inc. generated $53.7M in operating cash flow and spent 1M in capital expenditures, yielding $52.5M in free cash flow.

Operating Activities

+$53.7M

Cash from core business operations

2025-12-31

Investing Activities

−$128.4M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$70.9M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($53.7M) − |CapEx| (1M) = FCF ($52.5M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

NFBK vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Northfield Bancorp, Inc.YOU

NFBK

$52.5M+75.4%28.5%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Northfield Bancorp, Inc. (NFBK) reported free cash flow of $52.5M for FY2025 (fiscal year ending 2025-12-31), up 75.4% year-over-year. The FCF margin was 28.5%.

Based on available data, Northfield Bancorp, Inc. has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $80.8M in FY2022. The 5-year CAGR stands at +0.1%.

Northfield Bancorp, Inc.'s FCF yield is 10.34% and price-to-FCF ratio is 9.3x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

NFBK free cash flow · 8 questions

Northfield Bancorp, Inc. free cash flow was $52.5M for FY2025, up 75.4% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $62.6M.

NFBK free cash flowNFBK FCFNFBK FCF 2025NFBK free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Northfield Bancorp, Inc. · Northfield Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026