Companies: 10,795·Total market cap: $144.5T
OFG Bancorp

OFG Bancorp

OFGNYSEFinancial Services● Active
$46.46
+$0.19(+0.41%)
Market Cap$2.0B
P/E Ratio—
52W High$46.85
52W Low$35.71
Cash on HandFinancialsRevenue

OFG Bancorp (OFG) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

OFG · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$1.04B▼ -64.5% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$1.04B
cashAndCashEquivalents
Short-Term Investments
$23,000
shortTermInvestments
YoY Change vs Prior Year
-64.5%
vs prior fiscal year
Latest Quarter
$637.0M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$1.04BCash on Hand
Total Debt$580.5MTotal Debt
Net Cash / Net Debt+$459.9MNet Cash Position
Cash vs Debt Ratio
Cash 64%Debt 36%

OFG Bancorp has a net cash position of $459.9M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$1.04B − $580.5M = +$459.9M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
OFG annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$1.04B-64.5%
Dec 31, 2024$2.93B+2.9%
Dec 31, 2023$2.85B+45.0%
Dec 31, 2022$1.96B-22.5%
Dec 31, 2021$2.53B-2.6%
OFG cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.9%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
OFG Bancorp
OFG BancorpYOU
OFG
$1.04B53.0%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

OFG Bancorp (OFG) cash on hand as of December 31, 2025 is $1.04B, comprising $1.04B in cash and cash equivalents (CCE) plus $23,000 in short-term investments — reported as OFG Bancorp cash and short-term investments on the balance sheet (10-K filing). Also referred to as OFG Bancorp cash reserves or cash position.

OFG Bancorp annual cash on hand history shows decreased -64.5% in 2025: decreased -64.5% in 2025. OFG Bancorp cash reserves in 2025 reflect the company's capital allocation strategy.

OFG Bancorp carries total debt of $580.5M against cash of $1.04B, resulting in a net cash position of +$459.9M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

OFG cash on hand · 5 questions

As of December 31, 2025, OFG Bancorp (OFG) has $1.04B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $1.04B in cash and cash equivalents (CCE) plus $23,000 in short-term investments. Latest quarter (March 31, 2026): $636,999,000. Data sourced from the annual 10-K filing via FMP.

OFG cash on handOFG cash reservesOFG cash 2025how much cash does OFG have

▸ Source: FMP /balance-sheet-statement · US GAAP · OFG Bancorp · OFG Bancorp SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025