Olympia Financial Group Inc.

OLY.TOTSXFinancial Services● Active

$100.40

+$0.09(+0.09%)

Market Cap$241596134

P/E Ratio—

52W High$134.24

52W Low$98

Avg Volume3K

Open$100.05

Beta0.05

Free Cash Flow Financials Revenue

Olympia Financial Group Inc. (OLY.TO) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

OLY.TO · free cash flow · updated Jun 8, 2026

Core FCF metrics

OLY.TO · FCF · TTM · margin & CAGR

Free cash flow was $20.3M for FY2025 (fiscal year ending 2025-12-31), down 1.2% year-over-year The FCF margin was 20.6%. Five-year CAGR stands at +10.7%.

FY2025 Free Cash Flow$20.3M▼ -1.2% YoY

Trailing 12M (TTM)$25.6Mtrailing 4 quarters sum

FCF Margin20.6%$20.3M ÷ revenue

3-Year CAGR+36.5%FY2022 → FY2025

5-Year CAGR+10.7%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

OLY.TO · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$20.8M(1M)$20.3M▼ 1.2%20.6%

FY2024$21.0M(0M)$20.6M▲ +12.2%20.1%

FY2023$18.9M(1M)$18.3M▲ +129.7%18.4%

FY2022$8.6M(1M)$8.0M▼ 30.7%11.2%

FY2021$11.9M(0M)$11.5M▼ 5.7%23.8%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

OLY.TO · P/FCF · FCF yield · FCF per share

Olympia Financial Group Inc. (OLY.TO) trades at a FCF yield of 10.58% and a price-to-free-cash-flow ratio of 9.5x. FCF per share stands at $10.62, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

10.58%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$10.62

TTM FCF ÷ Shares Outstanding

Price / FCF

x9.5

Share Price ÷ FCF per Share

EV / FCF (TTM)

x8.6

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

OLY.TO · cash flow statement · operating / investing / financing

For FY2025, Olympia Financial Group Inc. generated $20.8M in operating cash flow and spent 1M in capital expenditures, yielding $20.3M in free cash flow.

Operating Activities

+$20.8M

Cash from core business operations

2025-12-31

Investing Activities

−$3.4M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$19.6M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($20.8M) − |CapEx| (1M) = FCF ($20.3M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

OLY.TO vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Olympia Financial Group Inc.YOU

OLY.TO

$20.3M-1.2%20.6%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Olympia Financial Group Inc. (OLY.TO) reported free cash flow of $20.3M for FY2025 (fiscal year ending 2025-12-31), down 1.2% year-over-year. The FCF margin was 20.6%.

Based on available data, Olympia Financial Group Inc. has maintained positive free cash flow for at least 14 fiscal year(s). FCF peaked at $20.6M in FY2024. The 5-year CAGR stands at +10.7%.

Olympia Financial Group Inc.'s FCF yield is 10.58% and price-to-FCF ratio is 9.5x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

OLY.TO free cash flow · 8 questions

Olympia Financial Group Inc. free cash flow was $20.3M for FY2025, down 1.2% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $25.6M.

OLY.TO free cash flowOLY.TO FCFOLY.TO FCF 2025OLY.TO free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Olympia Financial Group Inc. · Olympia Financial Group Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026