Oportun Financial Corporation
Oportun Financial Corporation (OPRT) PE Ratio — Current & Historical Data
Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.
oprt · pe ratio · data through Dec 31, 2025
Core PE Ratio Metrics
Trailing 12 months · TTMThe price-to-earnings (P/E) ratio for Oportun Financial Corporation (OPRT) measures how much investors pay for each dollar of the company's trailing earnings. OPRT's current PE ratio of 12.94x is calculated by dividing its stock price of $4.77 by its TTM earnings per share of $0.37. +82.0% elevated vs 5Y avg 7.1x
Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31
PE Ratio History
2015 – 2025 · Annual▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)
Historical PE Range
Past 6 fiscal years · Front-end computedMinQ1 · 25%8.5x
MedianQ3 · 75%51.8x
Max
At 12.94x, OPRT's current P/E is higher than in 83% of its annual fiscal year readings over the past 6 years — historically elevated.
Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.
PE Ratio vs Peers
Financial - Credit Services · 6 peers · Annual PE| Company | Market Cap | PE (Annual) | vs Avg | EPS (TTM) |
|---|---|---|---|---|
Oportun Financial CorporationYou OPRT | $218M | 12.94x | +45.7% | $0.37 |
 Antalpha Platform Holding Company ANTA | $155M | 11.11x | +25.0% | $0.80 |
 Consumer Portfolio Services, Inc. CPSS | $195M | 10.57x | +19.0% | $0.88 |
 Finance Of America Companies Inc. FOA | $172M | 5.10x | -42.5% | $4.74 |
 Investar Holding Corporation ISTR | $314M | 11.48x | +29.2% | $2.33 |
 James River Group Holdings, Ltd. JRVR | $184M | 6.16x | -30.6% | $1.03 |
 Open Lending Corporation LPRO | $249M | N/A | — | -$0.04 |
Industry Average 5 peers with valid PE | — | 8.88x | baseline | — |
* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio
Annual PE Ratio History
| Fiscal Year End | PE Ratio | EPS (TTM) | YoY Change | PE vs Max |
|---|---|---|---|---|
2025-12-31Latest FY2025 | 10.03x | $0.53 | — | |
2024-12-31 FY2024 | — | $-1.95 | — | |
2023-12-31 FY2023 | — | $-4.88 | — | |
2022-12-31 FY2022 | — | $-2.37 | — | |
2021-12-31 FY2021 | 12.04x | $1.68 | — | |
2020-12-31 FY2020 | — | $-1.65 | — | |
2019-12-31 FY2019 | 3.61x | $6.59 | +25.2% | |
2018-12-31 FY2018 | 2.88x | $5.60 | — | |
2017-12-31 FY2017 | — | $-0.46 | — | |
2016-12-31 FY2016 | 6.99x | $2.31 | -86.5% |
▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API
About PE Ratio & Methodology
The price-to-earnings (P/E) ratio for Oportun Financial Corporation (OPRT) measures how much investors pay for each dollar of the company's trailing earnings. OPRT's current PE ratio of 12.94x is calculated by dividing its stock price of $4.77 by its TTM earnings per share of $0.37.
Frequently asked questions
OPRT pe ratio · 6 questionsOPRT's current PE ratio is 12.94x as of 2026-06-08, based on a stock price of $4.77 and TTM EPS of $0.37. Data sourced from Financial Modeling Prep via OPRT's SEC 10-K and 10-Q filings.
▸ Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Oportun Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08