Old Republic International Corporation

ORINYSEFinancial Services● Active

$37.99

$-0.17(-0.45%)

Market Cap$9.3B

P/E Ratio—

52W High$46.76

52W Low$35.6

Avg Volume1.6M

Open$37.19

Beta0.65

Free Cash Flow Financials Revenue

Old Republic International Corporation (ORI) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

ORI · free cash flow · updated Jun 8, 2026

Core FCF metrics

ORI · FCF · TTM · margin & CAGR

Free cash flow was $1.16B for FY2025 (fiscal year ending 2025-12-31), down 5.6% year-over-year The FCF margin was 12.8%. Five-year CAGR stands at -0.3%.

FY2025 Free Cash Flow$1.16B▼ -5.6% YoY

Trailing 12M (TTM)$1.21Btrailing 4 quarters sum

FCF Margin12.8%$1.16B ÷ revenue

3-Year CAGR-0.2%FY2022 → FY2025

5-Year CAGR-0.3%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

ORI · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$1.16B(0M)$1.16B▼ 5.6%12.8%

FY2024$1.23B(2M)$1.23B▲ +40.1%15.0%

FY2023$880.4M(0M)$880.4M▼ 24.8%12.1%

FY2022$1.17B(0M)$1.17B▼ 10.8%14.5%

FY2021$1.31B(0M)$1.31B▲ +10.7%14.0%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

ORI · P/FCF · FCF yield · FCF per share

Old Republic International Corporation (ORI) trades at a FCF yield of 13.13% and a price-to-free-cash-flow ratio of 7.6x. FCF per share stands at $4.98, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

13.13%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$4.98

TTM FCF ÷ Shares Outstanding

Price / FCF

x7.6

Share Price ÷ FCF per Share

EV / FCF (TTM)

x8.8

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

ORI · cash flow statement · operating / investing / financing

For FY2025, Old Republic International Corporation generated $1.16B in operating cash flow and spent 0M in capital expenditures, yielding $1.16B in free cash flow.

Operating Activities

+$1.16B

Cash from core business operations

2025-12-31

Investing Activities

−$177.2M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$925.7M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($1.16B) − |CapEx| (0M) = FCF ($1.16B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

ORI vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Old Republic International CorporationYOU

ORI

$1.16B-5.6%12.8%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Old Republic International Corporation (ORI) reported free cash flow of $1.16B for FY2025 (fiscal year ending 2025-12-31), down 5.6% year-over-year. The FCF margin was 12.8%.

Based on available data, Old Republic International Corporation has maintained positive free cash flow for at least 13 fiscal year(s). FCF peaked at $1.31B in FY2021. The 5-year CAGR stands at -0.3%.

Old Republic International Corporation's FCF yield is 13.13% and price-to-FCF ratio is 7.6x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

ORI free cash flow · 8 questions

Old Republic International Corporation free cash flow was $1.16B for FY2025, down 5.6% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $1.21B.

ORI free cash flowORI FCFORI FCF 2025ORI free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Old Republic International Corporation · Old Republic International Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026