Pathfinder Bancorp, Inc.
PBHCNASDAQFinancial Services● Active
$14.03
+$0.16(+1.15%)
Market Cap$86671597
P/E Ratio—
52W High$15.96
52W Low$12.06
Pathfinder Bancorp, Inc. (PBHC) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · PBHC · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $79.15M | $83.48M | $71.82M | $56.36M | $51.03M |
| Cost of Revenue | $48.66M | $48.34M | $31.67M | $12.45M | $8.55M |
| Gross Profit | $30.49M | $35.14M | $40.15M | $43.91M | $42.48M |
| Gross Margin %(computed) | 38.52% | 42.09% | 55.90% | 77.91% | 83.24% |
| Operating Expenses | |||||
| R&D Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| G&A Expenses | $19.30M | $18.73M | $16.80M | $16.63M | $15.26M |
| Total Operating Expenses | $34.58M | $29.98M | $28.36M | $28.22M | $26.47M |
| Operating Income | ($4.09M) | $5.16M | $11.78M | $15.69M | $16.01M |
| Operating Margin %(computed) | -5.17% | 6.18% | 16.41% | 27.84% | 31.37% |
| Interest Income | $76.50M | $77.74M | $67.09M | $50.87M | $45.52M |
| Interest Expense | $32.32M | $37.37M | $28.74M | $9.70M | $7.53M |
| Income Before Tax | ($4.09M) | $5.16M | $11.78M | $15.69M | $16.01M |
| Income Tax Expense | ($0.68M) | $0.33M | $2.36M | $2.66M | $3.50M |
| Net Income | ($3.42M) | $3.38M | $9.29M | $12.93M | $12.41M |
| Net Margin %(computed) | -4.32% | 4.05% | 12.94% | 22.95% | 24.31% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $-0.54 | $0.42 | $1.51 | $2.13 | $2.07 |
| Wtd Avg Shares | 6.29M | 6.09M | 4.65M | 4.56M | 4.48M |
| EBITDA | ($1.94M) | $6.50M | $13.12M | $16.39M | $17.83M |
| EBITDA Margin %(computed) | -2.45% | 7.78% | 18.27% | 29.08% | 34.93% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · M
Explore more Pathfinder Bancorp, Inc. data
About Pathfinder Bancorp, Inc. (PBHC) Income Statement
Pathfinder Bancorp, Inc. (PBHC) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, PBHC reported revenue of $0.08B, gross profit of $0.03B (gross margin 38.52%), and net income of ($0.00B) — a net profit margin of -4.32%.
Frequently asked questions
PBHC · 4 questionsPathfinder Bancorp, Inc. (PBHC) reported revenue of $0.08B for 2025, down 5.2% year-over-year.
PBHC revenuePBHC salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08