Primerica, Inc.

PRINYSEFinancial Services● Active

$263.01

$-2.83(-1.06%)

Market Cap$8.2B

P/E Ratio—

52W High$288.03

52W Low$230.09

Avg Volume197K

Open$264.05

Beta0.89

Free Cash Flow Financials Revenue

Primerica, Inc. (PRI) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

PRI · free cash flow · updated Jun 9, 2026

Core FCF metrics

PRI · FCF · TTM · margin & CAGR

Free cash flow was $880.8M for FY2025 (fiscal year ending 2025-12-31), up 5.8% year-over-year The FCF margin was 27.3%. Five-year CAGR stands at +7.4%.

FY2025 Free Cash Flow$880.8M▲ +5.8% YoY

Trailing 12M (TTM)$847.6Mtrailing 4 quarters sum

FCF Margin27.3%$880.8M ÷ revenue

3-Year CAGR+6.4%FY2022 → FY2025

5-Year CAGR+7.4%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

PRI · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$906.8M(26M)$880.8M▲ +5.8%27.3%

FY2024$862.1M(29M)$832.9M▲ +26.5%27.0%

FY2023$692.5M(34M)$658.6M▼ 10.0%24.0%

FY2022$757.7M(26M)$731.9M▲ +15.8%27.5%

FY2021$657.0M(25M)$632.3M▲ +2.7%23.3%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

PRI · P/FCF · FCF yield · FCF per share

Primerica, Inc. (PRI) trades at a FCF yield of 10.33% and a price-to-free-cash-flow ratio of 10.1x. FCF per share stands at $25.97, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

10.33%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$25.97

TTM FCF ÷ Shares Outstanding

Price / FCF

x10.1

Share Price ÷ FCF per Share

EV / FCF (TTM)

x11.0

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

PRI · cash flow statement · operating / investing / financing

For FY2025, Primerica, Inc. generated $906.8M in operating cash flow and spent 26M in capital expenditures, yielding $880.8M in free cash flow.

Operating Activities

+$906.8M

Cash from core business operations

2025-12-31

Investing Activities

−$235.6M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$595.7M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($906.8M) − |CapEx| (26M) = FCF ($880.8M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

PRI vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Primerica, Inc.YOU

PRI

$880.8M+5.8%27.3%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Primerica, Inc. (PRI) reported free cash flow of $880.8M for FY2025 (fiscal year ending 2025-12-31), up 5.8% year-over-year. The FCF margin was 27.3%.

Based on available data, Primerica, Inc. has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $880.8M in FY2025. The 5-year CAGR stands at +7.4%.

Primerica, Inc.'s FCF yield is 10.33% and price-to-FCF ratio is 10.1x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

PRI free cash flow · 8 questions

Primerica, Inc. free cash flow was $880.8M for FY2025, up 5.8% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $847.6M.

PRI free cash flowPRI FCFPRI FCF 2025PRI free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Primerica, Inc. · Primerica, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026