Companies: 10,795·Total market cap: $144.5T
PayPal Holdings, Inc.

PayPal Holdings, Inc.

PYPLNASDAQFinancial Services● Active
$41.29
$-1.46(-3.42%)
Market Cap$36.4B
P/E Ratio—
52W High$79.5
52W Low$38.46
Cash on HandFinancialsRevenue

PayPal Holdings, Inc. (PYPL) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

PYPL · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$10.42B▼ -3.7% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$8.05B
cashAndCashEquivalents
Short-Term Investments
$2.37B
shortTermInvestments
YoY Change vs Prior Year
-3.7%
vs prior fiscal year
Latest Quarter
$9.34B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$10.42BCash on Hand
Total Debt$9.99BTotal Debt
Net Cash / Net Debt+$435.0MNet Cash Position
Cash vs Debt Ratio
Cash 51%Debt 49%

PayPal Holdings, Inc. has a net cash position of $435.0M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$10.42B − $9.99B = +$435.0M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
PYPL annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$10.42B-3.7%
Dec 31, 2024$10.82B-23.0%
Dec 31, 2023$14.06B+29.5%
Dec 31, 2022$10.85B+15.5%
Dec 31, 2021$9.39B-28.2%
PYPL cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.8%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.4%#3
Visa Inc.
Visa Inc.
V
$21.99B3.5%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
PayPal Holdings, Inc.
PayPal Holdings, Inc.YOU
PYPL
$10.42B28.6%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

PayPal Holdings, Inc. (PYPL) cash on hand as of December 31, 2025 is $10.42B, comprising $8.05B in cash and cash equivalents (CCE) plus $2.37B in short-term investments — reported as PayPal Holdings, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as PayPal Holdings, Inc. cash reserves or cash position.

PayPal Holdings, Inc. annual cash on hand history shows decreased -3.7% in 2025: decreased -3.7% in 2025. PayPal Holdings, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

PayPal Holdings, Inc. carries total debt of $9.99B against cash of $10.42B, resulting in a net cash position of +$435.0M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

PYPL cash on hand · 5 questions

As of December 31, 2025, PayPal Holdings, Inc. (PYPL) has $10.42B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $8.05B in cash and cash equivalents (CCE) plus $2.37B in short-term investments. Latest quarter (March 31, 2026): $9.34B. Data sourced from the annual 10-K filing via FMP.

PYPL cash on handPYPL cash reservesPYPL cash 2025how much cash does PYPL have

▸ Source: FMP /balance-sheet-statement · US GAAP · PayPal Holdings, Inc. · PayPal Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025