Sagicor Financial Company Ltd.

SFC.TOTSXFinancial Services● Active

$8.13

+$0.06(+0.74%)

Market Cap$1.1B

P/E Ratio—

52W High$10.53

52W Low$7.21

Avg Volume90K

Open$8.15

Beta-0.02

Free Cash Flow Financials Revenue

Sagicor Financial Company Ltd. (SFC.TO) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

SFC.TO · free cash flow · updated Jun 8, 2026

Core FCF metrics

SFC.TO · FCF · TTM · margin & CAGR

Free cash flow was $1.51B for FY2025 (fiscal year ending 2025-12-31), up 669.1% year-over-year The FCF margin was 49.4%.

FY2025 Free Cash Flow$1.51B▲ +669.1% YoY

Trailing 12M (TTM)$799.9Mtrailing 4 quarters sum

FCF Margin49.4%$1.51B ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

SFC.TO · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$1.52B(11M)$1.51B▲ +669.1%49.4%

FY2024$214.2M(17M)$196.8M▲ +393.6%13.1%

FY2023−$39.6M(27M)−$67.0M▲ +62.0%-3.8%

FY2022−$154.5M(22M)−$176.3M▼ 260.4%-218.5%

FY2021$124.9M(15M)$109.9M▲ +193.2%4.7%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

SFC.TO · P/FCF · FCF yield · FCF per share

Sagicor Financial Company Ltd. (SFC.TO) trades at a FCF yield of 100.75% and a price-to-free-cash-flow ratio of 1.4x. FCF per share stands at $5.90, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

100.75%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$5.90

TTM FCF ÷ Shares Outstanding

Price / FCF

x1.4

Share Price ÷ FCF per Share

EV / FCF (TTM)

x1.7

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

SFC.TO · cash flow statement · operating / investing / financing

For FY2025, Sagicor Financial Company Ltd. generated $1.52B in operating cash flow and spent 11M in capital expenditures, yielding $1.51B in free cash flow.

Operating Activities

+$1.52B

Cash from core business operations

2025-12-31

Investing Activities

−$15.7M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$46.1M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($1.52B) − |CapEx| (11M) = FCF ($1.51B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

SFC.TO vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Sagicor Financial Company Ltd.YOU

SFC.TO

$1.51B+669.1%49.4%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Sagicor Financial Company Ltd. (SFC.TO) reported free cash flow of $1.51B for FY2025 (fiscal year ending 2025-12-31), up 669.1% year-over-year. The FCF margin was 49.4%.

Based on available data, Sagicor Financial Company Ltd. has maintained positive free cash flow for at least 6 fiscal year(s). FCF peaked at $1.51B in FY2025.

Sagicor Financial Company Ltd.'s FCF yield is 100.75% and price-to-FCF ratio is 1.4x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

SFC.TO free cash flow · 8 questions

Sagicor Financial Company Ltd. free cash flow was $1.51B for FY2025, up 669.1% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $799.9M.

SFC.TO free cash flowSFC.TO FCFSFC.TO FCF 2025SFC.TO free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Sagicor Financial Company Ltd. · Sagicor Financial Company Ltd. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026